by John Darer CLU ChFC CeFT RSP CLTC Updated March, 19, 2026
Which insurance companies write structured settlement annuities to fund New York Structured Settements?
Which insurance companies issue structured settlement annuities to fund New York structured settlements in Bronx, Brooklyn (Kings), Queens, Staten Island (Richmond) and New York (Manhattan), Nassau, Suffolk, Westchester, Orange, Putnam and Rockland Counties in 2026?
Please note that a limited number of insurance companies underwrite structured settlements compared to other types of annuities.
These life insurance companies are the primary issuers of structured settlement annuities for the New York City area to fund NY personal injury, NY medical malpractice, NY wrongful death, auto accident, NY workers compensation settlements and to fund Structured Medicare Set Asides in 2026.
- Metropolitan Life Insurance Company Home Office: New York, NY
- Metropolitan Tower Life Insurance Company Home Office: Wilmington, DE
- New York Life Insurance Company Home Office: New York, NY
- Pacific Life and Annuity Company Home Office: Newport Beach, CA
- The Prudential Insurance Company of America Home Office: Newark, NJ
- United States Life Insurance Company in The City of New York Home Office: New York, NY
For New York cases that go to a structured judgment, pursuant to CPLR Article 50A or Article 50B, the following of the above structured settlement annuity issuers will write annuities to fund 50A or 50B structured judgments:
- Metropolitan Life Insurance Company
- Pacific Life and Annuity Company
- United States Life Insurance Company in The City of New York
The onerous acceleration provision for late payments in Articles 50A and 50B is the primary reason for why only three carriers write structured judgment annuities in New York.
What about New York Structured Installment Sales?
There are two annuity issuers that issue annuities to fund structured instllament sales
- Metropolitan Tower LIfe Insurance Company
- United States Life Insurance Company in the City of New York
A Structured Installment Sale is the method of a real esttae of business transfer between buyers and sellers as part of a contract for cash plus a series of perioidc payments in complaince with IRC 453.
Who can place structured settlements?
Structured settlement annuities are only offered through appointed structured settlement managing general agencies by their insurance licensed employees, insurance licensed specialists and affilated structured settlement consultants and settlement planners..
How do structured settlement consultants get paid?
Gnerally via commission for placing the annuities that fund the perioidc payments.
Structured settlements can also be funded with:
- Index Based Structured Settlements (The Prudential Insurance Company of America)
- Index Based Structured Settlements (Pacific LIfe) (PREVIEW-not yet available in New York)
- United States Treasury Obligations.
- Market based Structured Settlement options .
What You Need To Know About Structured Settlement Quotes in New York
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