Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlement Information
Structured Settlement Information is an important category in structured settlement taxonomy due to the tension between the Primary and Secondary Markets that may use some of the same terms. The Structured Settlements 4Real blog, authored by structured settlment and settlement planning expert expert John Darer, is considered a premier source for structured settlement information, news, expert opinions, settlement planning ideas, and alternative deferred payment solutions.
If you seek information about structured settlement related to a current legal case you’re involved with then contact someeone who holds an insurance licensed in your state, other recognized professional credentials and has the depth and breadth of experience to serve your needs
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A structured settlement lock-in (or lock in) means that the structured settlement annuity issuer will guarantee the cost of a structured settlement, including the specific payment stream in exchange for the “quid pro quo” of a commitment to accept or purchase.
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The blog addresses structured settlements, designed to provide long-term financial security through regular payments instead of a lump sum after lawsuits or claims. Aimed at teens and young adults, it highlights the importance of understanding these settlements, avoiding scams, and considering alternatives to selling them for immediate cash.
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The Periodic Payment Settlement of 1982, a public law that allows defendants to assign their obligations (via a “qualified assignment”) to make future periodic payments to a third party without retaining a future obligation to the injured party has benefits to all sides. Read more.
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In late August, Typepad announced its shutdown, prompting the author to migrate 20 years of content from over 5,500 blogs to WordPress before the September 30, 2025 deadline. This challenging transition preserved valuable resources for consumers, and while the new site is functional, further refinements are ongoing. Readers are encouraged to engage with the updated…
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Common issues related to structured settlement quotes and funding which should be of interest to plaintiff attorneys, plaintiffs, insurance adjusters, defense attorneys and other interested parties or stakeholders in the structured settlement process across the United States
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How do you obtain a structured settlement quote? What are the types of structured settlement quotes? Speak to a true structured settlement broker, expert or consultant and not a factoring company or cash flow company representative masquerading under any of these terms.
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While the terms “guaranteed” and “certain” are often used synonymously by those holding an insurance license, including some settlement planners and structured settlement brokers and even lawyers, such use is inaccurate and can lead to misinterpretation and/or misunderstanding by Payees.
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The key take away is that it is the damages that are tax exempt. With a properly established structured settlement, that starts with an obligation to make future periodic payments as damages on account of personal physical injury, An annuity commonly funds the periodic payment obligation.
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A Qualified Assignment Release and Pledge Agreement is a legal document, the execution of which sets the 2nd stage of a structured settlement transaction in motion, in the context of personal injury or wrongful death settlements where there is a desire for the Payee to have secured party status.
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A structured settlement is not a judgment, but this fundamental fact seems to befuddle structured settlement factoring companies and/or their marketing teams..It’s all rather silly.