Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlement Information
Structured Settlement Information is an important category in structured settlement taxonomy due to the tension between the Primary and Secondary Markets that may use some of the same terms. The Structured Settlements 4Real blog, authored by structured settlment and settlement planning expert expert John Darer, is considered a premier source for structured settlement information, news, expert opinions, settlement planning ideas, and alternative deferred payment solutions.
If you seek information about structured settlement related to a current legal case you’re involved with then contact someeone who holds an insurance licensed in your state, other recognized professional credentials and has the depth and breadth of experience to serve your needs
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Not all structured settlement annuity issuers pay the same. How Does Structured Settlement Broker Get Paid? Who Pays It? Examples of periodic payment solutions that have different compensation options and/or fees than annuities
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Divorce rates in the U.S. stand at approximately 44.6%, necessitating careful handling in structured settlements, particularly during split funding. Effective documentation and communication are vital to prevent errors that can harm clients. Issues arise when annuity issuers change processes, emphasizing the need for updated procedures in anticipation of foreseeable challenges.
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A structured settlement annuity cannot be sold by the annuitant or payee. However, this has not deterred some from spreading misinformation to consumers. What can be sold are payment rights, provided a judge determines that the transaction is in your best interest and that of your dependents.
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The post critiques the marketing tactics surrounding Bobby Bonilla Day, questioning whether Bonilla’s contract constitutes an annuity or unfunded deferred compensation. It highlights the insensitivity of linking Bonilla’s deal to Ponzi scheme victims and emphasizes the need to reconsider the narrative surrounding Bonilla’s financial arrangement.
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A structured settlement is financial solution that addresses what most people in America worry about the most. Structured settlements should always be considered in the settlement planning mix. Let’s get this periodic payment party started! John Darer 4structures.com LLC 888-325-8640
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Structured settlements In wrongful death cases. Wouldn’t a personal injury law firm want their clients have ALL options available? Structured settlements, a solution to “one of the things that Americans worry about most in the world” and help manage the transition from what was, to what will be.
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Structured settlement payments can be equal or unequal, depending on their qualification status. Qualified payments allow flexibility in types and durations, while non-qualified payments are subject to specific IRS rules regarding equal payments. Various companies facilitate these assignments, and there are alternative funding options beyond traditional annuities.
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A settlement planner claims, “If the money is placed in a traditional investment, then any growth is subject to income taxes.” This statement is not entirely accurate, as it overlooks capital investments that generate capital gains when comparing traditional investments to structured settlements.
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When using split funding a structured settlement in any combination, whether a duration split, carrier split, or a product split structured settlement design , it’s a good idea to have a summary delivered to the plaintift.
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While some of the incorrect statements by some settlement planners may seem plausible, it is the nature of damages that the structured settlement payments represent that is a critical factor, not the structured settlement annuity contract itself. John Darer revews the details here,