Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Great Neck Structured Settlements
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The key take away is that it is the damages that are tax exempt. With a properly established structured settlement, that starts with an obligation to make future periodic payments as damages on account of personal physical injury, An annuity commonly funds the periodic payment obligation.
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Now is the time to make good use of stuctured settlements and build enduring guaranteeed income streams.Compelling yields in Excess of 5% are possible on intermediate and long term cash flows. Why take risk when you don’t have to?
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Pacific Life offers competitively priced fixed structured settlement annuities, index linked structured settlement annuities (ILAPA) and has a variable structured settlement annuity in development. Pacific Life & Annuity Company also issues structured judgment annuities in New York cases.
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In “The Wonderful World of Structured Settlements”, I see streams of green, lump sums too; tax-free payments for you, you and you; and I think to myself, what a wonderful world, ohhh yeah. “Streams of Green”, as in customized payment streams of money from a structured settlement,
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Gerald Oginski’s statement is misleading and inaccurate. Structured settlements are not funded over time. The defendant or insurer, funds the cost of the future payments up front.. New York State General Obligations Law §5-1702 includes mandatory disclosures.
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4structures.com LLC has a long established practice of transparency. Such transparency is embodied in a written statement on our website as well as a case specific declaration or affidavit to accompany moving papers where a proposed structured settlement must be approved by a judge.
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In 2026, several life insurance companies provide structured settlement annuities for personal injury and related claims in New York City and surrounding counties. Key issuers include Metropolitan Life, New York Life, and Prudential. Only three companies offer annuities for structured judgments under specific legal articles due to strict provisions.
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Increasing yields on the 10 year United States Treasuries narrow the negative interest rate spread that has served as a growth rate when calculating the present value of damages under NY CPLR Article 50-B for almost a decade.
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Care must be taken in the settlement planning process to consider how various settlement options impact the ability to pay for college and to address these issues before settlement documents are signed.. Can structured settlements help pay for college?
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What is the difference between a Plaintiff, claimant, defendant, respondent ror applicant? Proper structured settlement documentation is crucial to achieve what the parties intend. The are some differences in structured settlement documents between cases in claim or suit. Don’t mess up!