Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Structured Settlement Transparency & Ethics

by John Darer CLU ChFC MSSC CeFT RSP CLTC

My firm, 4structures.com LLC and several others have a long-established practice of structured settlement transparency and encourage others to do the same.  In our case such transparency is embodied both in a written statement on its website Structured Settlement Ethics | Why Structured Settlement Affidavit Matters, as well as in a declaration or affidavit that we prepare to accompany moving papers where the settlement, includes a proposed structured settlement that must be approved by a judge.

Our structured settlement affidavit/declaration is modeled after and expands on the Bronx County New York structured broker’s affidavit, including both a structured settlement commission disclosure and an affirmation that we will not provide information regarding the structured settlement to any structured settlement factoring company. 

In addition, 4structures.com LLC is one of the few structured settlement experts that has a written statement concerning its policy about structured settlement factoring on its website. See Selling A Structured Settlement in 2026? Get The 411 on Cash Now. Don’t Be a Victim

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