Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
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- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
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Category: Brooklyn New York Structured Settlements
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Annuities are boring financial creatures that remain unapologetic for simply providing a sustainable “river” of income. Structured settlement annuities are also income tax free to those receiving damages from physical injuries, physical sickness or wrongful death
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MetLife Structured Settlements announces that from August 25, 2026, Metropolitan Life Insurance Company (MLIC) will be the primary structured settlement annuity issuer for qualified assigned cases, marking its full return after May 3, 2017. Non-qualified assignments will still be handled by Metropolitan Tower Life Insurance Company. Quoting instructions for MLIC will also be provided to…
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A structured settlement lock-in (or lock in) means that the structured settlement annuity issuer will guarantee the cost of a structured settlement, including the specific payment stream in exchange for the “quid pro quo” of a commitment to accept or purchase.
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The blog addresses structured settlements, designed to provide long-term financial security through regular payments instead of a lump sum after lawsuits or claims. Aimed at teens and young adults, it highlights the importance of understanding these settlements, avoiding scams, and considering alternatives to selling them for immediate cash.
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The Periodic Payment Settlement of 1982, a public law that allows defendants to assign their obligations (via a “qualified assignment”) to make future periodic payments to a third party without retaining a future obligation to the injured party has benefits to all sides. Read more.
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Refactored Structured Settlements is used by some to unartfully describe investments in transferred structured settlement payment rights from other people’s structured settlements, when used as an alternative investment vehicle to a settling plaintiff.
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Common issues related to structured settlement quotes and funding which should be of interest to plaintiff attorneys, plaintiffs, insurance adjusters, defense attorneys and other interested parties or stakeholders in the structured settlement process across the United States
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All of the life insurance companies named in the 2025 Wards 50 Life & Health benchmarking list that issue structured settlement annuities have been been in the insurance business since the 19th Century! It is important to consider information from a variety of credible and trustworthy sources
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Prudential introduced its “Here, Then, Now and Tomorrow” marketing campaign, showcasing its 150+ years of longevity that began in 1875. One corner of the structured settlement industry is like a history museum, with annuity issuers as its prized artifacts, 6 of which have survived parts of 3 centuries!