Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Credibility of Financial Advisors
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A Buffalo, NY settlement planner boldly declared in a sworn affidavit that they were a “certified settlement consultant.” This impressive-sounding but bogus title was not just mentioned once but flaunted twice in the same affidavit, which was presented to the Surrogate’s Court in Erie County.
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The use of the term secondary market annuity by certain merchants to solicit an investor (such as trial lawyers, personal injury victims and retirees to buy structured settlement payment rights is self indulgent twaddle.
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Why would Milestone Consulting publish on its YouTube Channel and tweet about it, when the Bairs Foundation website says something completely different? Who reviews this stuff? Although one might presume that Mr. Saunders stated the 5% to the best of his recollection, Milestone chose to publish the video with the inaccuracy and then further promote it…
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Kevin and Natalie Fynn could have benefited from a settlement planner to help them make a better, more informed decision. Learn more about settlement planning.
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4structures.com LLC has a long established practice of transparency. Such transparency is embodied in a written statement on our website as well as a case specific declaration or affidavit to accompany moving papers where a proposed structured settlement must be approved by a judge.
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Looks like there will be a positive resolution to the Aviva CMA debacle.
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Ask Mr Annuity, another merchant of factored structured settlement payments mislabeled “secondary market annuities”. Following breadcrumbs leads to the bombshell discovery that payment streams were sourced from an entity related to Michael Borkowski CEO of Access Funding
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Kitces completely whiffs when he says that “generally the sale of a structured annuity results in the transfer of the actual annuity contract”. It doesn’t. A “Structured Settlement Investment” is an investment in structured settlement payment rights.