Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Companies Still Using the Incorrect Term “Secondary Market Annuity”

(Alphabetical Order — Current Users Only)

The following websites currently use the inaccurate term “secondary market annuity” in public‑facing materials, marketing, or SEO content. This list is strictly alphabetical. Each entry includes a citation showing where the term is still being used and the date retrieved.

AnnuityExpertAdvice (Shawn Plummer)

Where they still use it (retrieved October 15, 2026):

  • Multiple pages labeled “Secondary Market Annuities”
  • Exact phrase “secondary market annuity” used as a product descriptor
  • SEO headings and meta descriptions containing the term
  • Marketing copy presenting SMA terminology as if it were correct
  • No corrective language indicating the product is not an annuity
  • Branding positions the site as an “annuity expert” while using misleading terminology

Annuity.org

Where they still use it (retrieved October 15, 2026):

  • Page title: “Secondary Market Annuities: What You Need to Know”
  • URL slug: /secondary-market-annuities/
  • Meta description contains exact phrase: “secondary market annuity”
  • On‑page H1: “Secondary Market Annuities”

MJ Settlements (Todd Michael Lesk)

Where they still use it (retrieved October 15, 2026):

  • Buyer’s Guide page titled “Buyer’s Guide to Secondary Market Annuities”
  • On‑page header: “Secondary Market Annuity Income”
  • Multiple pages using exact phrase “secondary market annuity” as a product descriptor
  • SEO headings and meta descriptions containing the term
  • Site tagline uses variant: “Secondary‑Market Reassignment”, which conflicts with the use of the term annuity because structured settlement annuities are not owned by payees/annuitants and cannot be reassigned by payees/annuitants
  • Marketing copy referencing “secondary market annuity income streams”
  • Branding positions the company as a structured settlement expert while using misleading terminology

SMA Hub

Where still used (retrieved October 15, 2026):

  • Homepage hero text includes: “Secondary Market Annuities”
  • Product category labeled: “SMA Inventory”
  • Multiple listings titled: “Secondary Market Annuity – Available”
  • Navigation menu item: “Secondary Market Annuities”

Somerset Wealth Strategies

Where they still use it (retrieved October 15, 2026):

  • Marketing page titled: “Secondary Market Annuities”
  • Blog posts referencing: “SMA opportunities”
  • PDF brochures containing exact phrase: “secondary market annuity”
  • SEO landing pages optimized for “secondary market annuity”

Why the Term Is Incorrect

The phrase “secondary market annuity” has no legitimacy under any state’s annuity statute. Factored structured settlement payment rights are not annuity contracts, and no annuity is being sold, transferred, or purchased in these transactions.

For a full doctrinal explanation of why the term is improper — including how every state defines what an annuity is — see the 50‑state canonical on annuity definitions and SMA misclassification.

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