Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- 🌿 THE PLANTIFF HEDGE — Q2 2026
- Bad Faith Structured Settlements
- Most Trustworthy Structured Settlement Annuity Companies 2026 by Newsweek/Statista
- The Counsel-Managed QSF: A Structure That Cannot Stand Up Under Banks Doctrine
- Unparalleled Access to NSSTA Members is Unparalleled Baloney from Mailing List Broker
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by John Darer CLU ChFC MSSC CeFT RSP CLTC A quarterly botanical‑forensic survey of the nation’s most persistent legal flora. I. EASTERN REGION — THE ROOT SYSTEM Henry County, Georgia Henry County, Georgia has rekindled its civil docket Plantiff activity, to the rejoice of observers who track these blooms with the same solemnity normally reserved…
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Bad faith in insurance has nothing to do with morals, manners, or how anyone spent their Sunday. It’s about insurers cutting corners — slow‑walking a claim, dodging clear liability, or refusing to settle. When that happens, the policyholder loses the protection they paid for. This article explains how bad faith structured settlements help manage exposure…
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by John Darer CLU ChFC MSSC CeFT RSP CLTC How Companies that issue Structured Settlement Annuities Rank in the Insurance Subsection of 2026 Newsweek/Statista America’s Most Trustworthy Companies Poll 3. American National (American National Insurance Company) Houston, TX 5. Mutual of Omaha (United of Omaha Life Insurance Company) Omaha, NE 6. New York Life Insurance Company…
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For attorneys and settlement planners who actually know how a 468B fund is supposed to work Treasury Regulations § 1.468B-1 The Treasury Regulations under § 1.468B-1 grant settling parties considerable latitude in structuring a qualified settlement fund. A QSF can be a state-law trust, and, in certain circumstances, if created by the defendant, it can…
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A mailing list marketer, using the email address Todd.Edborgmarketinglist@gmail.com, has targeted NSSTA members, trying to sell them the names of people they already know—because nothing says “innovative marketing” like charging you for your own address book. NSSTA members are going to pay to get lists of people they already know? “From: todd.edborg <todd.edborgmarketinglist@gmail.com>Sent: Wednesday, May 6, 2026…
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by John Darer CLU ChFC MSSC CeFT RSP CLTC As more structured settlement designs reference external indices such as CPI‑U, the terminology used to describe them has expanded. Words like index‑linked, index‑based, and occasionally index‑backed appear in product materials and industry discussions, sometimes without clear differentiation. This brief guide provides a neutral, carrier‑friendly framework to…
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by Structured Settlement Watchdog Fast Annuity Settlement Transfers (FAST) claims that it can “help you sell your annuity”. Now the Boca Raton Florida based company.which is a multi-time Canard of the Week Winner (2024, 2025) is up for another silly ducky award. This wee\k’s nomination. FAST’s ad copy leans hard into the friendly‑kitchen‑table trope, but…
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The article discusses the ongoing mislabeling of structured settlement receivables as “secondary market annuities” (SMAs) by Hersch Stern and Todd Lesk. While Stern operates a legitimate primary-market business, his terminology remains inaccurate. The persistent misrepresentation risks misleading consumers about their legal rights and protections, particularly as these receivables are not true annuities.
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SmartAsset does a lot of good work. Their calculators, guides, and tools help millions of people understand financial decisions that would otherwise feel opaque. This post isn’t about criticizing their mission. It’s about strengthening the ecosystem they influence. Because when a platform with SmartAsset’s reach uses terminology that insurance departments do not support, the consequences…
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The Ministry of Vowels: Official Taxonomy of Vowel Drop Incidents ( as ratified by the Department of Orthographic Stability, 2026 Edition) This Ministry of Vowels taxonomy provides the 2026 framework for identifying and classifying Vowel Drop Incidents in settlement‑planning materials.