Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: St. Louis Structured Settlements
Structured settlement infomration, news and expert opinin about about structured settlements and settlement planning topics for individuals and law firms in the St Louis area.
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A structured settlement lock-in (or lock in) means that the structured settlement annuity issuer will guarantee the cost of a structured settlement, including the specific payment stream in exchange for the “quid pro quo” of a commitment to accept or purchase.
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Corebridge Financial and Equitable Holdings are merging in a $22 billion all-stock deal, creating a new company named Equitable, trading on the NYSE as EQH. Corebridge shareholders will own 51%, while Equitable shareholders will hold 49%. The merger aims to enhance service for over 12 million customers and diversify offerings.
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MetLife, founded in 1868, has demonstrated exceptional durability in the financial sector, surviving numerous economic challenges while remaining a reliable presence in structured settlements. Its 158-year history showcases adaptability, stability, and ongoing relevance in an industry marked by change. Happy birthday, MetLife, for continuing to evolve and thrive.
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Is an Unassigned Structured Settlement a Spineless Jellyfish? Hardly! Uncle Sam does them.
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The Periodic Payment Settlement of 1982, a public law that allows defendants to assign their obligations (via a “qualified assignment”) to make future periodic payments to a third party without retaining a future obligation to the injured party has benefits to all sides. Read more.
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Common issues related to structured settlement quotes and funding which should be of interest to plaintiff attorneys, plaintiffs, insurance adjusters, defense attorneys and other interested parties or stakeholders in the structured settlement process across the United States
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All of the life insurance companies named in the 2025 Wards 50 Life & Health benchmarking list that issue structured settlement annuities have been been in the insurance business since the 19th Century! It is important to consider information from a variety of credible and trustworthy sources
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Prudential introduced its “Here, Then, Now and Tomorrow” marketing campaign, showcasing its 150+ years of longevity that began in 1875. One corner of the structured settlement industry is like a history museum, with annuity issuers as its prized artifacts, 6 of which have survived parts of 3 centuries!
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How do you obtain a structured settlement quote? What are the types of structured settlement quotes? Speak to a true structured settlement broker, expert or consultant and not a factoring company or cash flow company representative masquerading under any of these terms.
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The article discusses the misleading nature of high “rate of return” claims in structured settlement proposals, often characterized by terms like “tax-free rate” versus “taxable equivalent yield.” It emphasizes the importance of accurately understanding Internal Rate of Return (IRR) calculations, noting that different cash flows may yield varying results.