Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Los Angeles CA Structured Settlements
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Some insurers and self-insured defendants choose to pre-fund structured settlements before final legal releases to simplify legal proceedings, especially in cases involving minors or wrongful deaths. However, challenges arise when defendants refuse to pre-fund, leading to delays. Proposed solutions include pre-fund refund letters and payment date slide language to mitigate risks.
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Structured settlements provide tax-free income for personal injuries, backed by reputable insurance companies, ensuring minimal investment risk. They offer automatic asset protection, safeguard against outliving income through lifetime payments, and incur no broker or advisory fees. This financial option emphasizes security and low risk for beneficiaries.
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Annuities are boring financial creatures that remain unapologetic for simply providing a sustainable “river” of income. Structured settlement annuities are also income tax free to those receiving damages from physical injuries, physical sickness or wrongful death
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A structured settlement lock-in (or lock in) means that the structured settlement annuity issuer will guarantee the cost of a structured settlement, including the specific payment stream in exchange for the “quid pro quo” of a commitment to accept or purchase.
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Payout Plus is a new structured settlements annuity option from Pacific Life that enhances financial stability and growth opportunities for claimants. By offering indexed-based payments, it provides a guaranteed minimum with potential fluctuations, catering to those receiving personal injury or workers’ compensation settlements, while promoting financial resilience and flexibility.
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Structured settlements in intellectual property disputes can stabilize income, mitigate financial risks, and offer tax advantages, making them beneficial for both plaintiffs and defendants. These arrangements can transform unpredictable payouts into consistent cash flows, aligning with the long-term economic harm often seen in IP cases. Proper planning and drafting are essential for their effectiveness.
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The Periodic Payment Settlement of 1982, a public law that allows defendants to assign their obligations (via a “qualified assignment”) to make future periodic payments to a third party without retaining a future obligation to the injured party has benefits to all sides. Read more.
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All of the life insurance companies named in the 2025 Wards 50 Life & Health benchmarking list that issue structured settlement annuities have been been in the insurance business since the 19th Century! It is important to consider information from a variety of credible and trustworthy sources
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How do you obtain a structured settlement quote? What are the types of structured settlement quotes? Speak to a true structured settlement broker, expert or consultant and not a factoring company or cash flow company representative masquerading under any of these terms.
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A structured settlement is NOT an award. A settlement is a compromise. A structured settlement may be part of the compromise. There has to be a “meeting of the minds”. There has to be an agreement. The settlement agreement is a contract.