Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- SettlementDecisions Introduces “Med F.” Following Synthetic CFP® Controversy
- Funding Agreements in Non-Qualified Assignments
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
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Category: New York Structured Settlements
New York Structured Settlements offers blogs, articles, and commentary on structured settlements in New York, authored by structured settlement expert John Darer CLU, ChFC, MSSC, CeFT, RSP, CLTC. The content is designed for personal injury lawyers practicing in or serving New York, as well as residents in nearby states involved in lawsuits for personal injury, wrongful death, or medical malpractice, who are seeking settlement planning advice and information.
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The use of structured settlement daily rate pricing may be just the thing that bridges the gap between in negotiations over a hotly disputed item of damages. In another application it may be used to enhance the value of a policy limits offer where the defendant has limited coverage and no assets.
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Some insurers and self-insured defendants choose to pre-fund structured settlements before final legal releases to simplify legal proceedings, especially in cases involving minors or wrongful deaths. However, challenges arise when defendants refuse to pre-fund, leading to delays. Proposed solutions include pre-fund refund letters and payment date slide language to mitigate risks.
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Structured settlements provide tax-free income for personal injuries, backed by reputable insurance companies, ensuring minimal investment risk. They offer automatic asset protection, safeguard against outliving income through lifetime payments, and incur no broker or advisory fees. This financial option emphasizes security and low risk for beneficiaries.
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Annuities are boring financial creatures that remain unapologetic for simply providing a sustainable “river” of income. Structured settlement annuities are also income tax free to those receiving damages from physical injuries, physical sickness or wrongful death
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MetLife Structured Settlements announces that from August 25, 2026, Metropolitan Life Insurance Company (MLIC) will be the primary structured settlement annuity issuer for qualified assigned cases, marking its full return after May 3, 2017. Non-qualified assignments will still be handled by Metropolitan Tower Life Insurance Company. Quoting instructions for MLIC will also be provided to…
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A structured settlement lock-in (or lock in) means that the structured settlement annuity issuer will guarantee the cost of a structured settlement, including the specific payment stream in exchange for the “quid pro quo” of a commitment to accept or purchase.
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Egan-Jones is a U.S. Securities and Exchange Commission-registered NRSRO, recognized for specific asset classes, but not for asset-backed or government securities. The firm faces scrutiny over inflated ratings and conflicts of interest, resulting in lost credibility among major investors. Recent lawsuits and SEC probes add to mounting concerns over its practices.
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The Periodic Payment Settlement of 1982, a public law that allows defendants to assign their obligations (via a “qualified assignment”) to make future periodic payments to a third party without retaining a future obligation to the injured party has benefits to all sides. Read more.
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Common issues related to structured settlement quotes and funding which should be of interest to plaintiff attorneys, plaintiffs, insurance adjusters, defense attorneys and other interested parties or stakeholders in the structured settlement process across the United States