Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Why Take a Structured Settlement? | 4structures.com LLC
- A Socratic Exploration: Why “Restructuring Policies” Is Inaccurate in Structured Settlements
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
about
Category: New York Structured Settlements
New York Structured Settlements offers blogs, articles, and commentary on structured settlements in New York, authored by structured settlement expert John Darer CLU, ChFC, MSSC, CeFT, RSP, CLTC. The content is designed for personal injury lawyers practicing in or serving New York, as well as residents in nearby states involved in lawsuits for personal injury, wrongful death, or medical malpractice, who are seeking settlement planning advice and information.
-

Ranking of Structured Settlement Annuity Companies in the Insurance Subsection of 2025 Newsweek/Statista America’s Most Trustworthy Companies Poll
-

A qualified assignment is a liability transfer mechanism allowing defendants or insurers to delegate future periodic payments in structured settlements to a qualified assignment company under IRS Code §130. It ensures tax-free payments to claimants while protecting their interests, allowing defendants to manage long-term obligations securely through regulated life insurance products.
-

A structured settlement is NOT an award. A settlement is a compromise. A structured settlement may be part of the compromise. There has to be a “meeting of the minds”. There has to be an agreement. The settlement agreement is a contract.
-
It has been suggested that using a structured settlement annuity is an alternative to Health Savings Account. In my opinion such assertion cannot be applied categorically and each situation should be looked at independently. This blog explores the question
-
Chariot Re’s initial reinsurance transaction is with a subsidiary of MetLife. Chariot Re will reinsure approximately $10 billion of liabilities, including structured settlement annuity contracts and group annuity contracts associated with pension risk transfers originated by MetLife.
-

Losinger is Winner as Former Partner of Dead Proctor & Gamble Employee Inherits $1M Plus 37 Years After Split. Rolison Knew That He Needed to Check and Change Beneficiary Numerous Times But Simply Failed to Do So”
-
Top 4 Life Insurance Companies by Structured Settlement Annuity Premium for August 2024. Industrywide structured settlement annuity premium to fund structured settlement payment obligations has increased at a 7.5% clip in both July 2024 and August 2024. Best months in history!
-

Investors, financial advisers and insurers of financial advisors should be mindful of a crucial provision of the 2017 Life & Health Guaranty Associations Model Act (#520) which has been adopted by the majority of the United States when evaluating the suitability of structured settlement receivables as investments.
-
Which current and former structured settlement annuity issuers have made the 2024 Ward’s 50® of Top Performing Life Insurers
