Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- SettlementDecisions Introduces “Med F.” Following Synthetic CFP® Controversy
- Funding Agreements in Non-Qualified Assignments
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
about
Category: New York Structured Settlements
New York Structured Settlements offers blogs, articles, and commentary on structured settlements in New York, authored by structured settlement expert John Darer CLU, ChFC, MSSC, CeFT, RSP, CLTC. The content is designed for personal injury lawyers practicing in or serving New York, as well as residents in nearby states involved in lawsuits for personal injury, wrongful death, or medical malpractice, who are seeking settlement planning advice and information.
-

All of the life insurance companies named in the 2025 Wards 50 Life & Health benchmarking list that issue structured settlement annuities have been been in the insurance business since the 19th Century! It is important to consider information from a variety of credible and trustworthy sources
-

Prudential introduced its “Here, Then, Now and Tomorrow” marketing campaign, showcasing its 150+ years of longevity that began in 1875. One corner of the structured settlement industry is like a history museum, with annuity issuers as its prized artifacts, 6 of which have survived parts of 3 centuries!
-

Ranking of Structured Settlement Annuity Companies in the Insurance Subsection of 2025 Newsweek/Statista America’s Most Trustworthy Companies Poll
-

A qualified assignment is a liability transfer mechanism allowing defendants or insurers to delegate future periodic payments in structured settlements to a qualified assignment company under IRS Code §130. It ensures tax-free payments to claimants while protecting their interests, allowing defendants to manage long-term obligations securely through regulated life insurance products.
-

A structured settlement is NOT an award. A settlement is a compromise. A structured settlement may be part of the compromise. There has to be a “meeting of the minds”. There has to be an agreement. The settlement agreement is a contract.
-
Chariot Re’s initial reinsurance transaction is with a subsidiary of MetLife. Chariot Re will reinsure approximately $10 billion of liabilities, including structured settlement annuity contracts and group annuity contracts associated with pension risk transfers originated by MetLife.
-
Top 4 Life Insurance Companies by Structured Settlement Annuity Premium for August 2024. Industrywide structured settlement annuity premium to fund structured settlement payment obligations has increased at a 7.5% clip in both July 2024 and August 2024. Best months in history!
-

Investors, financial advisers and insurers of financial advisors should be mindful of a crucial provision of the 2017 Life & Health Guaranty Associations Model Act (#520) which has been adopted by the majority of the United States when evaluating the suitability of structured settlement receivables as investments.

