Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Detroit Michigan Structured Settlements
Detroit Michigan structured settlements ommentary by structured settlement expert John Darer that may be of interest to injured persons, guardians, consumers, lawyers, businesses in Detroit with personal injury or wrongful death claims
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The Periodic Payment Settlement of 1982, a public law that allows defendants to assign their obligations (via a “qualified assignment”) to make future periodic payments to a third party without retaining a future obligation to the injured party has benefits to all sides. Read more.
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Prudential introduced its “Here, Then, Now and Tomorrow” marketing campaign, showcasing its 150+ years of longevity that began in 1875. One corner of the structured settlement industry is like a history museum, with annuity issuers as its prized artifacts, 6 of which have survived parts of 3 centuries!
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A Responsive Structured Settlement Commutation Rider helps maintain the benefits of structured settlement payments for survivors by assuring that only the amount necessary to pay the shortfall in the obligation to pay off liens (with an SNT), and/or tax liability (as the case may be)
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Can structured settlement annuitants sell annuity polices? Do settlement purchasers buy structured settlement annuity policies? NO. In a structured settlement, the payee does not own the annuity policy that funds their payments.The annuity is owned by a qualified assignment company.
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Losinger is Winner as Former Partner of Dead Proctor & Gamble Employee Inherits $1M Plus 37 Years After Split. Rolison Knew That He Needed to Check and Change Beneficiary Numerous Times But Simply Failed to Do So”
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Top 4 Life Insurance Companies by Structured Settlement Annuity Premium for August 2024. Industrywide structured settlement annuity premium to fund structured settlement payment obligations has increased at a 7.5% clip in both July 2024 and August 2024. Best months in history!
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John Darer reviews a recent Forbes Advisor inaccurate “Expert Reviewed” structured settlement Holey Moly by a UCLA law professor, only 4 Months after publishing Jeremy Babener’s excellent Forbes Advisor contribution about structured settlements which had multiple credible sources.
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While the terms “guaranteed” and “certain” are often used synonymously by those holding an insurance license, including some settlement planners and structured settlement brokers and even lawyers, such use is inaccurate and can lead to misinterpretation and/or misunderstanding by Payees.

