Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Detroit Michigan Structured Settlements
Detroit Michigan structured settlements ommentary by structured settlement expert John Darer that may be of interest to injured persons, guardians, consumers, lawyers, businesses in Detroit with personal injury or wrongful death claims
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Some insurers and self-insured defendants choose to pre-fund structured settlements before final legal releases to simplify legal proceedings, especially in cases involving minors or wrongful deaths. However, challenges arise when defendants refuse to pre-fund, leading to delays. Proposed solutions include pre-fund refund letters and payment date slide language to mitigate risks.
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Structured settlements provide tax-free income for personal injuries, backed by reputable insurance companies, ensuring minimal investment risk. They offer automatic asset protection, safeguard against outliving income through lifetime payments, and incur no broker or advisory fees. This financial option emphasizes security and low risk for beneficiaries.
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The Periodic Payment Settlement of 1982, a public law that allows defendants to assign their obligations (via a “qualified assignment”) to make future periodic payments to a third party without retaining a future obligation to the injured party has benefits to all sides. Read more.
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Prudential introduced its “Here, Then, Now and Tomorrow” marketing campaign, showcasing its 150+ years of longevity that began in 1875. One corner of the structured settlement industry is like a history museum, with annuity issuers as its prized artifacts, 6 of which have survived parts of 3 centuries!
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How do you obtain a structured settlement quote? What are the types of structured settlement quotes? Speak to a true structured settlement broker, expert or consultant and not a factoring company or cash flow company representative masquerading under any of these terms.
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Can structured settlement annuitants sell annuity polices? Do settlement purchasers buy structured settlement annuity policies? NO. In a structured settlement, the payee does not own the annuity policy that funds their payments.The annuity is owned by a qualified assignment company.
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Losinger is Winner as Former Partner of Dead Proctor & Gamble Employee Inherits $1M Plus 37 Years After Split. Rolison Knew That He Needed to Check and Change Beneficiary Numerous Times But Simply Failed to Do So”
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Top 4 Life Insurance Companies by Structured Settlement Annuity Premium for August 2024. Industrywide structured settlement annuity premium to fund structured settlement payment obligations has increased at a 7.5% clip in both July 2024 and August 2024. Best months in history!
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John Darer reviews the Certified Structured Settlement Consultant (CSSC) designation, earned by completing a program by the National Structured Settlements Trade Association and the University of Texas at Austin. The CSSC program, established in 1994, requires 60+ hours of study, work experience, and passing an exam, ensuring expertise in structured settlements.
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Whether structured settlement payments have to be Equal (or Substantially Equal) depends on the Nature of Claim and the Settlement Planning Solution being used. Read about IRC 72(u), where it applies, and the exceptions to the non natural person rule. John Darer Reviews