Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Staten Island Structured Settlements
Topics related to Staten Island structured settlemenmts, that may be of interest to personal injury lawyers in Staten Island, NY or Staten Islanders that may be involved in a lawsuits for personal injury, wrongful death, medical malpractice and seeking settlement planning advice and information.
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Recent discussions among attorneys highlight how structured settlement payments are treated in bankruptcy, focusing on the payee’s situation. The courts prioritize the purpose of payments, proper legal documentation, and allocation clarity. A well-structured release is essential, as effective planning and documentation can protect payees’ interests during bankruptcy proceedings.
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by John Darer CLU ChFC MSSC CeFT RSP CLTC 1099-Misc Overview This post explains When Box 3 Applies What is Box 3? Box 3 on Form 1099‑MISC is labeled Other Income and is used to report payments that do not fit into the form’s other specific boxes. Settlement administrators and defendants sometimes report the entire…
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Common issues related to structured settlement quotes and funding which should be of interest to plaintiff attorneys, plaintiffs, insurance adjusters, defense attorneys and other interested parties or stakeholders in the structured settlement process across the United States
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Ranking of Structured Settlement Annuity Companies in the Insurance Subsection of 2025 Newsweek/Statista America’s Most Trustworthy Companies Poll
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Prudential introduced its “Here, Then, Now and Tomorrow” marketing campaign, showcasing its 150+ years of longevity that began in 1875. One corner of the structured settlement industry is like a history museum, with annuity issuers as its prized artifacts, 6 of which have survived parts of 3 centuries!
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A structured settlement is NOT an award. A settlement is a compromise. A structured settlement may be part of the compromise. There has to be a “meeting of the minds”. There has to be an agreement. The settlement agreement is a contract.


