Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
about
Category: New York Life Insurance Co. Structured Settlements
-

Prudential introduced its “Here, Then, Now and Tomorrow” marketing campaign, showcasing its 150+ years of longevity that began in 1875. One corner of the structured settlement industry is like a history museum, with annuity issuers as its prized artifacts, 6 of which have survived parts of 3 centuries!
-

Ranking of Structured Settlement Annuity Companies in the Insurance Subsection of 2025 Newsweek/Statista America’s Most Trustworthy Companies Poll
-

A qualified assignment is a liability transfer mechanism allowing defendants or insurers to delegate future periodic payments in structured settlements to a qualified assignment company under IRS Code §130. It ensures tax-free payments to claimants while protecting their interests, allowing defendants to manage long-term obligations securely through regulated life insurance products.
-
Structured settlement annuities continue to be popular settlement planning option. As we enter Q4 2024, the strength of structured settlement annuities as a settlement planning option could not be more evident. Year to date, Q3 2004 was the most prolific for structured settlement annuities.
-
Insurance groups that include current and former structured settlement annuity issuers represent more than 43% of the largest life insurance groups in the United States. While size matters, it is only one of the criteria one should use in selecting an insurance company to fund a structured settlement
-
Weiss insurance ratings outperformed 3 to 1.” United States Government Accountability Office (GAO). What is a Weiss Rating?
-

In 2026, several life insurance companies provide structured settlement annuities for personal injury and related claims in New York City and surrounding counties. Key issuers include Metropolitan Life, New York Life, and Prudential. Only three companies offer annuities for structured judgments under specific legal articles due to strict provisions.
-

FACT: Lead plaintiff Erica Biddings DID have a structured settlement broker of her own, Black Holcomb Smith & Associates. FACT: Lead plaintiff Erica Biddings DID choose her own structured settlement plan design and funding companies and AIG DID NOT object.
-

Surplus is a Rainy Day Fund for an insurer’s Rainy Day Fund. Surplus is one indicator of an insurance company’s financial health. It gives an insurance company another source of funds, in addition to its reserves and reinsurance, if it needs to pay a higher than expected amount of claims.
