by John Darer CLU ChFC MSSC CeFT RSP CLTC
Longevity Rocks!
The insurers who issue structured settlement annuities have deep roots
One corner of the structured settlement industry feels like a history museum, with annuity issuers as its prized artifacts. Six of these distinguished institutions have survived across three centuries, boasting over 120 years of experience each. Two of them could double as ancient monuments—New York Life clocking in at an impressive 181 years and US Life trailing slightly at 176. And if that doesn’t make you want to pop a champagne cork, two more insurers are aging like fine wine in the vaults of insurance history join the other centenerians in 2026!
- New York Life Insurance Company (1845) 181+ years
- United States Life Insurance Company in the City of New York, founded in 1850 and originally called Nautilus Insurance Co., was acquired by AIG as part of its Life and Retirement Division. This division was rebranded to Corebridge Financial when it spun off from AIG in 2022 176+ years. In March 2026 a merger with Equitable was announced.
- Metropolitan Life Insurance Company (1868) 158+ years
- Pacific Life Insurance Company (1868) 158+ Pacific Life 150th Anniversary
- American National Insurance Company (1905) 121+ years
- American General Life Insurance Company (1926) 100 years
- United of Omaha Life Insurance Company (1926) 100 years
One of those companies, The Prudential Insurance Company of America, recently launched its “Here, Then, Now and Tomorrow” marketing campaign, highlighting its 150+ years of history and resilience since its founding in 1875.
Download 1086835_HereThenNow Tomorrow Prudential Structured Settlements
The Rock of Gibraltar
A Piece of the Rock might have been a family tradition, passed down through your parents, grandparents, great-grandparents, and even your great-great-grandparents—talk about a rock-solid legacy! Papergreat: Prudential advertisement from 1897 issue of The Strand Magazine
The Structured Settlement Museum
Dive into 4structures’ Pinterest Board, where history meets quirk in a curated collection of ads, architecture, and ephemera from insurance companies that issue out structured settlement annuities today. It’s like a time machine, but with pins!
The resurgence of structured settlement annuities as a settlement planning solution was underscored in July 2025 production which was the structured settlement industry’s 3rd best July in history.
Last updated Aoril 17, 2026