Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Newark NJ Structured Settlements
Newark NJ Structured Settlements is a collection of blogs, articles, and commentary on structured settlements by structured settlement expert John Darer CLU, ChFC, MSSC, CeFT, RSP, CLTC. The content is designed for personal injury lawyers practicing in or serving Newark NJ and Essex County New Jersey residents involved in lawsuits for personal injury, wrongful death, or medical malpractice, employment, construction defects, intellectual property, or other sensitive claims who are seeking, structured settlement advice, settlement planning advice and information.
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Some insurers and self-insured defendants choose to pre-fund structured settlements before final legal releases to simplify legal proceedings, especially in cases involving minors or wrongful deaths. However, challenges arise when defendants refuse to pre-fund, leading to delays. Proposed solutions include pre-fund refund letters and payment date slide language to mitigate risks.
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A structured settlement lock-in (or lock in) means that the structured settlement annuity issuer will guarantee the cost of a structured settlement, including the specific payment stream in exchange for the “quid pro quo” of a commitment to accept or purchase.
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All of the life insurance companies named in the 2025 Wards 50 Life & Health benchmarking list that issue structured settlement annuities have been been in the insurance business since the 19th Century! It is important to consider information from a variety of credible and trustworthy sources
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Prudential introduced its “Here, Then, Now and Tomorrow” marketing campaign, showcasing its 150+ years of longevity that began in 1875. One corner of the structured settlement industry is like a history museum, with annuity issuers as its prized artifacts, 6 of which have survived parts of 3 centuries!
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New Jersey Law Firm’s serves up today’s Special of the Day, Braised “Leg of Lame” in bottling settlements, awards, structured settlements. Structured Settlement Watchdog John Darer reviews and picks up the pieces for consumers seeking accurate information about structured settlements.
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Chariot Re’s initial reinsurance transaction is with a subsidiary of MetLife. Chariot Re will reinsure approximately $10 billion of liabilities, including structured settlement annuity contracts and group annuity contracts associated with pension risk transfers originated by MetLife.
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Top 4 Life Insurance Companies by Structured Settlement Annuity Premium for August 2024. Industrywide structured settlement annuity premium to fund structured settlement payment obligations has increased at a 7.5% clip in both July 2024 and August 2024. Best months in history!
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Whether structured settlement payments have to be Equal (or Substantially Equal) depends on the Nature of Claim and the Settlement Planning Solution being used. Read about IRC 72(u), where it applies, and the exceptions to the non natural person rule. John Darer Reviews
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Structured Settlement Industry production figures have been released and it’s looking to be a record year, again!
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Any annuity broker being considered for selection by the DOJ should be required to verify at the time of selection that he or she meets the minimum qualifications set forth in 28 C.F.R. §50.24(a) and is otherwise competent to provide structured settlement brokerage services to the United States.