Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Garden City Structured Settlements
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Long-Term Services and Supports (LTSS) are vital for individuals who cannot perform daily activities, yet often overlooked in settlements. Structured settlements provide essential financial stability for ongoing LTSS needs, allowing for predictable, long-term care funding. Integrating Special Needs Trusts and ABLE accounts further ensures that these supports remain sustainable and effective.
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Prudential introduced its “Here, Then, Now and Tomorrow” marketing campaign, showcasing its 150+ years of longevity that began in 1875. One corner of the structured settlement industry is like a history museum, with annuity issuers as its prized artifacts, 6 of which have survived parts of 3 centuries!
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JG Wentworth cautions against large compensation lump sums, emphasizing they often lack long-term financial stability. Contrary to the common notion that structured settlements are awarded, they are actually negotiated. The company’s messaging highlights the importance of understanding payment structures and the potential risks of opting for immediate cash payouts.
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A common misconception about structured settlements is that structured settlements are annuities. Structured settlements are not annuities. Structured settlements are a form of settlement that may be partially funded with annuities, although they are not always funded with annuities.
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When structuring attorney fees or taxable damages, it’s common to schedule the first payment in January of the following year so that it is not received in the same tax year as the settlement. An attorney who is already having a great income year can use this strategy to delay receipt
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The scene at National Arbitration and Mediation in Manhattan felt surreal, with individuals in wheelchairs and emotionally burdened families juxtaposed against a loud game show atmosphere. This dissonance highlighted the serious nature of their situation, especially as Florida-based companies pushed residents to sell structured settlements for less than their worth.
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Qualified assignments for structured settlements then and now. Helpful video on “What is a Qualified Assignment” featuring structured settlement expert John Darer®, a Master Structured Settlement Consultant from the New York City Metropolitan area
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Is the structured settlement broker the agent of the Defendant for purposes of “tender” in New York CPLR § 5003-a, or is it an agent of the insurance company? How about the independent contractor who is handling the administration for the structured settlement broker?
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The use of a structured settlement in a wrongful death case is an effective method for allocating a portion of the recovery to a minor.