by Structured Settlement Watchdog
“Large compensation lump sums don’t offer long-term financial stability” says JG Wentworth
Take JG Wentworth’s word for it!
After years of goofy commericals featuring zaftig Viking opera singers and rando bus riders extolling the virtues of cash now, now the 800 pound gorilla of the structured settlement secondary market is warning consumers about large lump sums. Well howdy do!
Take it straight from the 800 lb gorilla’s mouth
To show they haven’t gone off the boil, JG Wentworth fluffs some of their lines by hooting* the pedestrian secondary market misnomer “awarded a structured settlement”
In fact, structured settlements are NEGOTIATED, NOT AWARDED
Here is the full quote and screenshot* from JG Wentworth’s website when retrieved December 31, 2021:
“A structured settlement is money that’s been awarded to someone who’s won a lawsuit. However, the person can’t access the money all at once — only in installments. Typically, a predetermined schedule will be created detailing when and how often they’ll receive a payment. The installments are an alternative to large compensatory lump sums that usually don’t offer long-term financial stability.”
JG Wentworth structured settlement quote
* reproduced for critical commentary
**How do Silverback Gorillas Communicate? by James Murray Institute for Environmental Reserach and Education August 19, 2025