Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Selling Structured Settlement
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JG Wentworth cautions against large compensation lump sums, emphasizing they often lack long-term financial stability. Contrary to the common notion that structured settlements are awarded, they are actually negotiated. The company’s messaging highlights the importance of understanding payment structures and the potential risks of opting for immediate cash payouts.
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The bigger the discount the higher your return states Income Stream Exchange in soliciting investors to its “platform of liquidity for buyers and sellers”. What this means that the bigger the discount the more sellers get screwed.
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An article on Cockeyed.Com critiques J.G. Wentworth’s Profiles in Value, suggesting they highlight the company’s success over that of its clients. Titled “Selling the Golden Goose: Selling a Structured Settlement,” it questions whether recipients of sold structured settlements are ultimately better or worse off compared to retaining their periodic payments.
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You want to keep a structured settlement for what it WILL do, not what it might do. The “will do” is the contractually guaranteed income inherent in a qualified funding asset issued by a regulated life insurance company licensed to do business in your state.