Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Category: Structured Settlement Humor

Structured Settlement Humor is a collection of blogs that have some humor, because everyone needs a little humor in their day and in their lives. John Darer started blogging with a style that is informative, irreverent and effective. Hope you enjoy it.

  • Stern Stays in Bounds, Lesk Doesn’t: But Receivables Still Aren’t Annuities

    The article discusses the ongoing mislabeling of structured settlement receivables as “secondary market annuities” (SMAs) by Hersch Stern and Todd Lesk. While Stern operates a legitimate primary-market business, his terminology remains inaccurate. The persistent misrepresentation risks misleading consumers about their legal rights and protections, particularly as these receivables are not true annuities.

  • 🥜 The Blithering Peanut Awards™ (2026 Edition)

    The Blithering Peanut Awards™ highlight the persistent misuse of structured settlement terminology, especially the phrase “awarded a structured settlement.” This misinformation misleads consumers into misunderstanding court roles and settlement processes. The 2026 awards underscore the importance of clarity and accuracy in structured settlement discussions, especially in an era exacerbated by AI-generated content.

  • What’s Ripe and Ripening on the Plantiff Scene Across the USA?

    Henry County Georgia’s Record run ends just shy of 6 years. Goldboro Law Firm Hits 3 Pointer and more! 1. First of all we have huge news. Henry County Georgia has aligned with autumn and just as the leaves are falling off the trees, “Plantiff cases” are off the Henry County Georgia Dockets after a…

  • Let No Structured Settlement Receivable Be Misunderstood

    Refactored Structured Settlements is used by some to unartfully describe investments in transferred structured settlement payment rights from other people’s structured settlements, when used as an alternative investment vehicle to a settling plaintiff. 

  • Marketing to the Impulsive | A New Chapter

    The content discusses innovation in structured settlement factoring, introduced through a satirical narrative featuring Pippa, a penguin from Antarctica. It emphasizes the unique preferences of different penguin species while drawing parallels to market demands. The text creatively mixes humor and insights about consumer behavior and competition in various markets.

  • Taxable Equivalent Yield Explained for Structured Settlements

    The article discusses the misleading nature of high “rate of return” claims in structured settlement proposals, often characterized by terms like “tax-free rate” versus “taxable equivalent yield.” It emphasizes the importance of accurately understanding Internal Rate of Return (IRR) calculations, noting that different cash flows may yield varying results.

  • One of the upcoming deadlines listed on the SC law firm’s website involves a class action against Crocs. A local from Sullivan’s Island SC left disappointed after being turned away when the intake department found he was actually seeking “Gator Aid” . Plantiff business is thriving.

  • JG Wentworth Vikings Ditch Horny Head Toppers

    In November 2023, I gave JG Wentworth a some playful ribbing about the inauthenticity of the horned hats that sat on the bonnets of their iconic Viking chorus.and JG Wentworth has reponded Meet the Vikings – JG Wentworth. Well done JG Wentworth! Someone needs to clue in Wild Fox Tees though. Someone at JG needs to…

  • Exposing Silly Mailers from Structured Settlement Factoring Companies

    District Settlement Finance flubbed badly by displaying the Courts of “Waterbury County CT in its silly mailer. Sorry District Settlement Finance, no such county in CT. Oakville, where Brown lives, is in Litchfield County, CT. Waterbury, the Judicial District of the Court’s location is in New Haven County. 

  • “Out with Deuteronomy”, In with Botany?  Jam packed juicy fruit chlorophyll stoked plantiffs “hedging their bets” ..MDL Plantiffs’ “Root Cause” is Safer Water and more Plantiff humor