Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Coral Springs Structured Settlement Cash Now
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The MJ Settlements brochure misleadingly promotes factored structured-settlement payment rights as “Secondary Market Structured Settlement Annuities,” creating a false impression of insurer backing and protection. This misrepresentation exposes retirees to significant risks, as they believe they are purchasing regulated annuity products when they are not. Clarity and accurate terminology are essential.
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In this blog John Darer reviews some really contorted statements about structured settlement factoring in a piece authored by Mia Taylor and edited by Hannah Smith for Bankrate.com and Yahoo Finance, and delivers his riposte below.
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The article discusses the risks of selling structured settlements, highlighting deceptive marketing tactics that misrepresent offers as lucrative. It references inflated claims by a factoring company likening the sale to a “jackpot,” while emphasizing that such sales result in significant losses. Selling structured settlements should be approached cautiously, as it’s not a game or lottery.
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Even with all the value that merely pennies on the dollar will buy, Black Square Financial promotes the following falsehoods (1) Implication that you can restructure an existing structured settlement. (2) Statement that you can take control of a policy (that you do not own). (3) ” Structure your policy”
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Black Square Financial falsely represents to structured settlement annuitants that “you can take control of your policy”. That’s a Prime Fib, with a loaded “Faked Potato” and frazzled bunyans. How can you control something that you don’t own?
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Structured settlement factoring companies absorb court scraped data into databases, track for those reaching majority age and then target newly minted adults. Such targets are big fish for factoring companies as they present ample unsold future payments to target for exploitation.
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Recipients of structured settlements have been targets of criminal and fraudulent acts based upon publicly available identifying information and are especially vulnerable during transfer proceedings to fraudulent actors purporting to be from legitimate entities.
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JG Wentworth cautions against large compensation lump sums, emphasizing they often lack long-term financial stability. Contrary to the common notion that structured settlements are awarded, they are actually negotiated. The company’s messaging highlights the importance of understanding payment structures and the potential risks of opting for immediate cash payouts.
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Efforts to vacate orders in forum shopped structured settlement factoring cases run into obstacles because a certain defense to be raised by the factoring company inducers’ lawyers is that the annuitant was complicit in the fraud and therefore has “unclean hands”.
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The irony of the Novation ad is that the drink doesn’t appear to brandish an umbrella, an unwitting metaphor for what financial exposure someone gets who sells their structured settlement payments rights again and again, a loss of protection.