Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- A Socratic Exploration: Why “Restructuring Policies” Is Inaccurate in Structured Settlements
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
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Category: Structured Settlement Factoring News
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The Sheron Jones case illustrates the exploitation of a cognitively impaired individual by Vintage Equity Group, which manipulated her into relinquishing her structured settlement payments. Despite her inability to understand the transaction, the court overlooked necessary safeguards. This highlights the urgent need for mandatory Independent Professional Advice in D.C. to protect vulnerable claimants.
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The summary highlights concerns regarding the use of comparable annuity quotes in New York structured settlement transfer petitions, suggesting they may be misleading. It points out that both quoted companies no longer issue structured settlement annuities, raising questions about their validity. Additionally, it emphasizes the significance of including taxation differences in the analysis.
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A few unethical denizens of the structured settlement factoring industry impersonate structured settlement annuity issuers (at least one claiming to be from “the Courts”. Structured settlement annuitants should not be confused or deceived. One insurer that has taken a very strong stand is Prudential. Following is a link to Prudential’s published tatement on the misuse…
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The Structured Settlement Watchdog critiques the oversight of structured settlement firms, revealing minimal regulations that fail to protect vulnerable individuals. Despite “Structured Settlement Protection Acts,” few states enforce ethical practices, leading to exploitation. The author emphasizes the need for better regulation and ethical standards in the structured settlement market.
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Paymaster.co, one of the honeypots of unreliable information purporting to be about stuctured settlements, that is controlled by Jovan Johnson, California lawyer and self proclaimed chocolate chip cookie lover, is missing a tombstone on one of the competitor websites listed on the site.
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MJ Settlements appears to be heading toward a potential conflict with several life insurers over the use of their trademarked logos on its website to promote structured settlement receivables to investors, while misleadingly labeling these receivables as annuities in a deceptive manner.
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Litigation over structured settlement receivables began in the early stages of the Pandemc and touched on issues related to reassignment of the receivables.
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Continued use of trademarked insurance company logos by merchants to promote the sale of structured settlement receivables to investors should be a concern to insurance companies, investors and state financial regulators alike. Lesk is fully aware of the deceit.
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Structured settlement factoring companies use pics of small change on dirt, and sprouted saplings to peck away at people to sell their structured settlement payments for pennies on the dollar and THEN, “hocus pocus” grow their resulting cash now “horde” of pennies. Silly billy stuff!
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If the factored structured settlement payment streams were annuity policies, they would generally have to be filed and approved in every state where they will be sold. What is being sold to retirees is not an annuity or an insurance contract. They are receivables. Don’t be fooled.