Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.
Factoring Company Imposters of Structured Settlement Annuity Issuers Are On the Radar

Factoring Company Imposters of Structured Settlement Annuity Issuers Are On the Radar

by Structured Settlement Watchdog

A few sketchy denizens of the structured settlement factoring industry impersonate structured settlement annuity issuers (at least one from Florida claiming to be from “the Courts” in their approach to the parent of a California minor. Structured settlement annuitants, whether minors or adults, should not be confused or deceived by  a representaive of a buyer of structured settlement payments from Florida (or elsewhere), that target them with a fake approach.

One insurer that has taken a very strong stand is The Prudential Insurance Company of America. Following is a link to Prudential’s published statement on the misuse of Prudential branding.

Misuse of Prudential Name in Fraud Schemes | Prudential Financial

New Structured Settlement Factoring Company Predatory Phone Number Capture Scheme? – Structured Settlements 4Real®Blog  August 2, 2025

Brandjacking may be used to solicit investors to buy structured settlement receivables that are mislabeled as annuities

Structured Settlement Receivables | What Financial Professional Liability Insurers Need to Know – Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and John Darer Reviews February 18. 2024

Here is a link to 4structures.com LLC’s extensive web page

Selling A Structured Settlement in 2026? Get The 411 on Cash Now. Don’t Be a Victim

 

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