Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Westchester Settlement Planning
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The article discusses the dangers of hidden credit entanglements that can harm individuals, particularly injury victims and settlement payees. Co-signing occurs informally through arrangements like shared phone plans and utility accounts, leading to significant credit damage. This vulnerability is exploited by predatory actors, creating a cycle of financial distress and manipulation.
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The blog addresses structured settlements, designed to provide long-term financial security through regular payments instead of a lump sum after lawsuits or claims. Aimed at teens and young adults, it highlights the importance of understanding these settlements, avoiding scams, and considering alternatives to selling them for immediate cash.
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Kevin Van Allen, an attorney, criticized structured settlements involving AIG, suggesting they disadvantage clients. However, this claim overlooks factual details, such as AIG’s role as a qualified assignment company and protections under New York law. While risks exist, structured settlements generally benefit both parties. AIG has since restructured as Corebridge Financial.
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Kevin and Natalie Fynn could have benefited from a settlement planner to help them make a better, more informed decision. Learn more about settlement planning.
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In 2026, several life insurance companies provide structured settlement annuities for personal injury and related claims in New York City and surrounding counties. Key issuers include Metropolitan Life, New York Life, and Prudential. Only three companies offer annuities for structured judgments under specific legal articles due to strict provisions.
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Settlement Planning Opportunities and Considerations With The Excelsior Scholarship and Collateral Benefits as New York offers free full-time undergraduate tuition at public colleges and universities to students with an annual family income of $125,000 or less.
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Does having structured settlement payments paid into a settlement preservation trust provide better protection than simply relying on state structured settlement protection statutes?
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Are you looking for First Capital Surety & Trust Company? First Capital Surety & Trust Company was a previous name of what is now known as Capital First Trust Company, a popular trustee for settlement trusts used by settlement planners to help manage personal injury recoveries.
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Are you looking for Morgan Chase Trust Company? Morgan Chase Trust Company was a previous name of what is now known as Capital First Trust Company, a popular trustee used by settlement planners.
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Potential abuse of Qualified Settlement Funds observed by a leading settlement tax authority.