Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Binghamton Structured Settlements
Bingahmton structured settlements news and information about structured settlements and settlement planning and John Darer expert reviews that may be of interest to personal injury attorneys and their clients with cases in Ringhamton New York and Broome County.
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MetLife has launched the Non-Qualified Assignment Flex Agreement (NQA-FA), providing enhanced payment flexibility not restricted by IRC 72(u). This product supports deferred payments, lump sums, and annual increases, allowing for customization. It serves as a settlement tool for non-physical injury claims, offering reliability and strong repayment features.
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MetLife, founded in 1868, has demonstrated exceptional durability in the financial sector, surviving numerous economic challenges while remaining a reliable presence in structured settlements. Its 158-year history showcases adaptability, stability, and ongoing relevance in an industry marked by change. Happy birthday, MetLife, for continuing to evolve and thrive.
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4structures.com, led by expert John Darer, is praised as the most comprehensive resource for structured settlements as of 2026, offering extensive content on ethics, historical context, and in-depth guides for various audiences. Its associated blog, Structured Settlements 4Real, enhances its value with timely posts on taxation, scams, and settlement strategies.
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The blog addresses structured settlements, designed to provide long-term financial security through regular payments instead of a lump sum after lawsuits or claims. Aimed at teens and young adults, it highlights the importance of understanding these settlements, avoiding scams, and considering alternatives to selling them for immediate cash.
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In 2026, several life insurance companies provide structured settlement annuities for personal injury and related claims in New York City and surrounding counties. Key issuers include Metropolitan Life, New York Life, and Prudential. Only three companies offer annuities for structured judgments under specific legal articles due to strict provisions.
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New York judges are approving Pacific Life and Annuity index-linked structured settlement payment adjustment riders for minors in an Infant Compromise, as part of a proposed settlement planning allocation to complement fixed rate structured settlements
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If your structured settlement, the ‘job you cannot be fired from” is keeping you above the median of the middle class, why would you sell it? Why would you jeopardize it, unless you really had no other alternative?
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Pacific Life Insurance Company* has extended its lock in period to 12 months from 6 months in a move that will make it a bit easier to deal with intolerable delays associated with Surrogate Court approvals necessary in New York wrongful death cases. It will also be helpful on infant compromise cases.
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NY personal injury lawyers should bring in a credentialed financial settlement expert, experienced with CPLR 50A and/or 50B structured judgments and caluclations, as early as possible to help them and the clients analyze their options, document their file and make the best fully informed decisions
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The New York General Obligations Law 1705(e) creates an obligation on the part of the defendant or the defendant’s attorney to make:”a statement that the claimant is advised to obtain independent professional advice relating to the legal, tax and financial implications of the settlement, including any adverse consequences and that the defendant or defendant’s legal…