Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Annuity
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The key take away is that it is the damages that are tax exempt. With a properly established structured settlement, that starts with an obligation to make future periodic payments as damages on account of personal physical injury, An annuity commonly funds the periodic payment obligation.
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Your “dating habits” can get you into trouble when establishing structured attorney fee programs, attorney fee deferred compensation,and structured settlements for taxable damages..Avoid January 1 payment dates and resulting funds being deposited into your account, arriving before January 1,..
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A structured settlement annuity cannot be sold by the annuitant or payee. However, this has not deterred some from spreading misinformation to consumers. What can be sold are payment rights, provided a judge determines that the transaction is in your best interest and that of your dependents.
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In “The Wonderful World of Structured Settlements”, I see streams of green, lump sums too; tax-free payments for you, you and you; and I think to myself, what a wonderful world, ohhh yeah. “Streams of Green”, as in customized payment streams of money from a structured settlement,
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While some of the incorrect statements by some settlement planners may seem plausible, it is the nature of damages that the structured settlement payments represent that is a critical factor, not the structured settlement annuity contract itself. John Darer revews the details here,
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Structured settlements provide sustainable income for injury victims and their families. Sustainable income is income which is consistent and steady over time. Sustainable income provides a level of calm and clarity while things are in flux and pave the road to the new normal.
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by John Darer® CLU ChFC MSSC RSP CLTC Fixed annuity sales declined in the second quarter of 2017. Sales were down 7 percent to $29.2 billion. All fixed product lines sales, except structured settlements, experienced declines. In the first half of 2017, fixed sales fell 11 percent to $56.7 billion. 401(k) specialist attributes the drop…
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In 2026, several life insurance companies provide structured settlement annuities for personal injury and related claims in New York City and surrounding counties. Key issuers include Metropolitan Life, New York Life, and Prudential. Only three companies offer annuities for structured judgments under specific legal articles due to strict provisions.
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Sometimes better structured settlement prices can be had by blending the strengths of two or more companies. One company may excel at earlier payments and another for later payments. Sometimes there are unique considerations. Always work with a credentialed structured settlement expert.
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No such thing as a structured annuity settlement. A structured annuity, also known as a structured settlement annuity when used as a qualified funding asset, is one way to fund a structured settlement.