Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Structured Annuity
-
by John Darer® CLU ChFC MSSC RSP CLTC Fixed annuity sales declined in the second quarter of 2017. Sales were down 7 percent to $29.2 billion. All fixed product lines sales, except structured settlements, experienced declines. In the first half of 2017, fixed sales fell 11 percent to $56.7 billion. 401(k) specialist attributes the drop…
-
In 2026, several life insurance companies provide structured settlement annuities for personal injury and related claims in New York City and surrounding counties. Key issuers include Metropolitan Life, New York Life, and Prudential. Only three companies offer annuities for structured judgments under specific legal articles due to strict provisions.
-
Sometimes better structured settlement prices can be had by blending the strengths of two or more companies. One company may excel at earlier payments and another for later payments. Sometimes there are unique considerations. Always work with a credentialed structured settlement expert.
-
No such thing as a structured annuity settlement. A structured annuity, also known as a structured settlement annuity when used as a qualified funding asset, is one way to fund a structured settlement.
-
Nationally known personal finance expert Jane Bryant Quinn strongly supports income annuities as a protection against the risk of outliving one’s savings. Structured settlement annuities are a form of annuity that can include both immediate income annuities (SPIA) and deferred income annuities (DIA).
-
Annuity payments build Income streams. An annuity contract is a financial agreement between a life insurance company and its customer outlining the terms of future payment obligations that are assumed in consideration of a premium paid.
-
New York City area structured settlement expert John Darer reviews the insurance companies that stand behind the promises to make structured settlement payments in this video. John Darer is President of Stamford CT’s 4structures.com LLC and licensed in 45 states and DC 888-325-8640
-
Qualified assignment paragraph 9, the IRC 130(c) unwind clause has from time to time given some defense lawyers “twisted blood” . An unwind of the qualified assignment might hurt the payee as well, if a qualified assignment release and pledge agreement ia used to give the payee a security interest
-
A genuine alternative financial solution to athletes and celebrities. It’s called Structured Celebrity Endorsement Fees. If you, or your client, seek safe, secure customizable income streams that are not laden with fees and are backed by a Fortune 100 size insurance company (ironically based in Northbrook) then take a few minutes to watch this video
-
The plaintiff’s decision to take a structure settlement annuity generally has no impact on how the lawyer gets paid. Attorneys should review their retainer agreements to be sure it accurately reflects the how the attorney fee is calculated if a client elects to structure.