Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
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- Unparalleled Access to NSSTA Members is Unparalleled Baloney from Mailing List Broker
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Category: Structured Annuity
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Period Certain in an annuity, means the number of years that the payments will be paid regardless of whether or not the payee of the structured settlement annuity (or retirement annuity) survives the entire payment schedule.
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The article by John Darer discusses the challenges faced by factoring companies regarding structured settlement annuities owned by the U.S. government, particularly under the Federal Tort Claims Act. Despite prior legal precedents, companies like Stratcap continue to provoke legal disputes, as seen in a New York court case involving attempts to sell rights to future…
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John Hancock has announced organizational changes in the early Fall that are pending regulatory approval. We are reposting this as a reminder to those who have or are contemplating structured settlement annuities funded with a John Hancock annuity product. Pending regulatory approval, John Hancock Life Insurance Company (“JHLICO”, which issues structured settlement annuities (and guarantees…
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4structures.com offers a comprehensive list of customer service numbers for structured settlement annuity issuers, including those no longer active. The resource aids individuals with structured settlements in managing changes, checking payment statuses, and obtaining assistance. Additionally, it highlights potential issues with servicing agreements involving factoring companies and other helpful tips.
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Long Life Planning. Addressing longevity risk. How will a settlement planner make protecting against longevity risk a compelling decision in a “cash now” society? What skills will tomorrow’s settlement planner need? Very long lives are not a distant privilege=- very long lives are the probable.
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Be careful how you use the word “guarantee” when expressing structured settlement payments in settlement agreements, qualified assignments, or sales presentations.
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Structured Settlements } How They Work. Check out this structured settlement flow chart which helps explain how a structured settlement works when a structured settlement is funded with one or more structured annuities.
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Jim Sterling’s take on structured settlements fits right in with the Internet’s brigade of non-credentialed writers. These folks flood the web with content—much of it eyebrow-raising to experts—on sites seemingly handcrafted for Google Adsense profits (because who needs accuracy when there’s ad revenue?).
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The qualified assignment company for structured settlements funded with annuities issued by American International Assurance Company of New York changed to American General Annuity Service Corporation (AGASC) effective July 1, 2009.