Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Structured Annuity
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What are structured settlement annuities? Who are the structured settlement annuity companies, the companies that issue structured settlement annuities in the USA.
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“Lump sum-to-income” conversion math is not second nature to most people and that a better retirement can be created by helping people adopt an “income”mindset.
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John Darer reviews the subject of structured settlement rated ages and impaired risk underwriting as it applies to structured settlements and structured judgments. Attorneys, judges, plaintiffs and claims adjusters can all benefit from the information in this podcast, the first of a two part series.
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Structured settlement annuities provide predictable income. Structured settlement annuities are a solid way to ensure enough flexibility to move in and out of riskier assets and strategies and to establish a steady and predictable income stream that will enable clients to ride out a stretch of lean years.
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Structured settlements provide safety, security and guarantees. Why gamble if you don’t have to?
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Period Certain in an annuity, means the number of years that the payments will be paid regardless of whether or not the payee of the structured settlement annuity (or retirement annuity) survives the entire payment schedule.
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The article by John Darer discusses the challenges faced by factoring companies regarding structured settlement annuities owned by the U.S. government, particularly under the Federal Tort Claims Act. Despite prior legal precedents, companies like Stratcap continue to provoke legal disputes, as seen in a New York court case involving attempts to sell rights to future…
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John Hancock has announced organizational changes in the early Fall that are pending regulatory approval. We are reposting this as a reminder to those who have or are contemplating structured settlement annuities funded with a John Hancock annuity product. Pending regulatory approval, John Hancock Life Insurance Company (“JHLICO”, which issues structured settlement annuities (and guarantees…
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Should you wish to elect a structured settlement as part of your settlement planning strategy pursuant to IRC 130(d), it can be funded with (1) a structured settlement annuity or (2) an obligation of the United States government, also known as Treasury Funded Structured Settlements.
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Long Life Planning. Addressing longevity risk. How will a settlement planner make protecting against longevity risk a compelling decision in a “cash now” society? What skills will tomorrow’s settlement planner need? Very long lives are not a distant privilege=- very long lives are the probable.