Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by John Darer CLU ChFC MSSC CeFT RSP CLTC

Structured settlements provide safety, security and guarantees to people who want a stable income with minimal maintenance.  It's like a "job you can't be fired from". Even if you're naughty you still receive your structured settlement payments.

With the exception of an occasional address, beneficiary or bank change,  or to explain to your child that they have a structured settlement once they reach the age of majority,  there is very little that you need to do with your structured settlement once you set it up. 

This has not stopped structured settlement cash now pushers and secondary market consultants from attempting to create an illusory need for "after care" services for structured settlements that really isn't necessary. 

What Does After care mean?

The term "after care" "the care, treatment, help, or supervision given to persons discharged from an institution (such as a hospital)  Source: Merriam Webster

Do you get a discharge summary from a structured settlement?  

If you need financial advice, seek financial advice only from those who are registered to do business in your state, who possess relevant professional credentials and regulatory oversight.

 

 

 

 

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