Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
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- Structured Settlement Collection Agency in Henderson, Nevada Is Still Not a Structured Settlement — Now Nevada Law Makes That Clear
- Crypto Still Isn’t Suitable for Injury Victims — A Reminder From This Week’s Headlines
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Category: Lexington KY Structured Settlements
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Donald “Don” McNay, a respected author and financial expert, passed away on May 29, 2016. Born in 1959, he founded McNay Settlement Group and was renowned for his expertise in structured settlements and lottery finance. He also authored eight best-selling books and was recognized for his contributions to journalism and community service.
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The Periodic Payment Settlement of 1982, a public law that allows defendants to assign their obligations (via a “qualified assignment”) to make future periodic payments to a third party without retaining a future obligation to the injured party has benefits to all sides. Read more.
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A qualified assignment is an assignment of obligation to make future periodic payments which satisfies the requirements of Internal Revenue Code (IRC) §130. The periodic payments must be damages payable by the defendant,its liability insurer, or a QSF and excludable under §104(a)(1) or (2)
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It has been suggested that using a structured settlement annuity is an alternative to Health Savings Account. In my opinion such assertion cannot be applied categorically and each situation should be looked at independently. This blog explores the question
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A Responsive Structured Settlement Commutation Rider helps maintain the benefits of structured settlement payments for survivors by assuring that only the amount necessary to pay the shortfall in the obligation to pay off liens (with an SNT), and/or tax liability (as the case may be)
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Losinger is Winner as Former Partner of Dead Proctor & Gamble Employee Inherits $1M Plus 37 Years After Split. Rolison Knew That He Needed to Check and Change Beneficiary Numerous Times But Simply Failed to Do So”
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John Darer reviews the differences between fixed income structured settlements annuities and index linked structured settlment annuities in response to a jumbled explanation found on another website web.
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While the terms “guaranteed” and “certain” are often used synonymously by those holding an insurance license, including some settlement planners and structured settlement brokers and even lawyers, such use is inaccurate and can lead to misinterpretation and/or misunderstanding by Payees.
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Whether structured settlement payments have to be Equal (or Substantially Equal) depends on the Nature of Claim and the Settlement Planning Solution being used. Read about IRC 72(u), where it applies, and the exceptions to the non natural person rule. John Darer Reviews
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Ways to Use Structured Settlements in Settlement Planning 2024