Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Just Found Out I Have a Structured Settlement and I’m 18
Just Found Out I Have a Structured Settlement and I’m 18 is something I hear fairly often from people reach adulthood, they call and find out they have wonderful asset. This blog category has posts and tips that should be helpful to teenagers and young adults so they have a resoource.
If parents don’t tell their children about it, they will learn from somebbody who wants to buy it, or a factorong company court scraper who claims to be calling “from the Courts” or playing them with the lure of immediate gratification
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The blog addresses structured settlements, designed to provide long-term financial security through regular payments instead of a lump sum after lawsuits or claims. Aimed at teens and young adults, it highlights the importance of understanding these settlements, avoiding scams, and considering alternatives to selling them for immediate cash.
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If you’re a Mom, Dad or a grandparent who has established a structured settlement for your child, train them early! Start with somethiing simple.Tell them you’ve got a structured settlement and you’re already dealing with “877-CASH-NO!”
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Structured settlement payees should do their best to avoid selling their structured settlement payments for pennies on the dollar, “to help pay for college” or “help pay off college loans”. Many times the effective discount rate on proposed deals will exceed your student loan rate.
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So you want to invest in cryptos with your settlement money? Better read this!
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Are there any ethical considerations for a structured settlement co-broker placing a structured settlement for the defense using the information about the plaintiff’s structure to solicit them in the future for other insurance, advisory or investment products and services by them or third parties?
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A new reason to question the wisdom of handing an18 year old a large lump sum of cash at a time when they may be easily influenced, often.inexperienced and financially immature.One of the biggest mistakes a settlement recipient can make is to blab about their settlement.
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If you sell your right to receive structured settlement payments you sell those payments at a discount to the present value of the future payments, not the future value. You CANNOT have your inheritance in its entirety, up front or otherwise as Genex Capital misrepresents.
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Structured settlements don’t need much “after care”. Save for an infrequent address , beneficiary or bank change, or to explain to your child what structured settlement they have upon majority, there is nothing that you need to do with your structured settlement once you set it up.
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Crises, real or imagined, leave structured settlement annuitants vulnerable to opportunists. In 2010, Genex Capital attempted to induce an “interest rate panic” among structured settlement annuitants. In ” Selling Your Structured Settlement Is About To Get More Expensive” Genex made what has turned out to be a spectacular wolf call:
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There are a myriad of factors that must be considered whether selling your structured settlement would make any sense. Avoid a knee jerk reaction or impulse sale triggered by a slick sales pitch.