Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- When “Repositioning” Means Losing: The Structured‑Settlement Bridge to Crypto Is Collapsing
- Structured Settlement to Crypto Bridge is Falling Down?
- Wanted: Dead or Alive
- MJ Settlements PERSISTS with Exaggerated Financial Ratings for Genworth Payment Receivables
- QSF Tax Malpractice Allegations in UCLA Settlement Administration
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Category: Just Found Out I Have a Structured Settlement and I’m 18
Just Found Out I Have a Structured Settlement and I’m 18 is something I hear fairly often from people reach adulthood, they call and find out they have wonderful asset. This blog category has posts and tips that should be helpful to teenagers and young adults so they have a resoource.
If parents don’t tell their children about it, they will learn from somebbody who wants to buy it, or a factorong company court scraper who claims to be calling “from the Courts” or playing them with the lure of immediate gratification
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While life changes sometimes bring valid reasons to sell structured settlement payments, Selling structured settlement payments is a decision that must be the result of sober thought, not a sales pitch. Arrive at your decision from a position of knowledge, well before entering into a contract to sell.
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Levi Johnston, best known for putting a “bun” in Bristol Palin‘s “oven” and milking his 15 minutes of “fame” into a book, a reality show (and whatever else) for over $1 million, can actually teach young adults a useful lesson about financial planning and settlement planning. I’ll get to that in a minute. Levi Johnston…
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Trying to contact a structured settlement company to change an address, but don’t know the telephone number. Well 4structures.com can help! Go to 4structures.com to find Structured Settlement Annuity Company Customer Service Phone Numbers (4structures.com)
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A judge in Florida and a judge in New Jersey did not approve a structured settlement past the age of 18 even when this long prudent financial solution was desired by the guardians. Is more judicial education needed, or is this the beginning of a disturbing trend that needs fixing? Registered Settlement Planner and structured…
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Should they or should they not get a big pile of cash at age 18, that is the question? Some surrogate judges think they should, even if parents or the infant plaintiff's lawyer might not, citing case law in their states, which suggests that the child have access at age 18. This may lead to a settlement distribution (or if…
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Are you 19-26 years old with a structured settlement that was set up when you were a child and now have mountains of student loan debt? Are you the parent of a 19-26 years old with a structured settlement that was set up when your child was a minor and now he or she has…
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Hopefully, you think again and realize that it’s not all about instant gratification AND, if you play your cards right you will eventually be able to afford all of that (if you wish), without destroying the opportunities for the future that a college education offers.
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The post discusses the benefits of structured settlements, particularly during financial crises, as exemplified by a client’s gratitude for guaranteed monthly income during the 2008-2009 crisis. It critiques the factoring industry for misleading practices that suggest trading structured settlement payments for a lump sum, emphasizing the value of receiving consistent payments.
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In the settlement industry we often talk about "Sudden Wealth Syndrome". What about "Sudden Retirement Syndrome", "Sudden Disability Syndrome", "Sudden Accident Syndrome" (you’re a paraplegic and the at fault driver had only $100,000 of liability coverage that must be shared between you, his passenger, the lawyers and lien holders)? It could all happen at once.…