Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Financial Protection
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Structured settlement creditor protection is often cited as one of the benefits of structured settlements. In this blog we take a closer look at structured settlement creditor protection, creditor protections for annuities in general and whether such creditor protections apply to “secondary market annuities”
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An annuity payout rate is not an interest rate. An annuity payout rate is the percentage of the annuity purchase price that is paid out each year and includes both interest and return of principal. The term “annuity payout rate” is used in marketing as a way to make income annuities more attractive.
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If you have a structured settlement you should absolutely not sell your structured settlement payments or any portion of them to lend money to anyone because you get hit on both ends.
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Structured settlements don’t need much “after care”. Save for an infrequent address , beneficiary or bank change, or to explain to your child what structured settlement they have upon majority, there is nothing that you need to do with your structured settlement once you set it up.
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Small business owners who itemize may be able to deduct 100% of their medical, dental, and qualified Long Term Care Insurance up to the Eligible Premium amounts listed above [IRC 162(l)]. for themselves, their spouse, and their dependents if …
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Disability insurance is an important pillar of financial security. Losing your ability to produce earned income is devastating both mentally and physically. Without disability insurance, your savings can melt down pretty quickly potentially impacting your financial viability and those you love.
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If you are receiving a settlement beware of speculative and risky investments. Instead start with a structured settlement, establish a core stream of income that is unaffected by the stock market, or the real estate market, or hacking before you start taking risks with your settlement money,.
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Settlement proceeds from a personal injury, wrongful death or other type of settlement may be structured to contribute to the annual funding of long term care insurance.
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Structured settlement annuities are not only for those who have suffered a catastrophic personal injury. If you are receiving a recovery for wrongful death or an employment related settlement, taxable damage settlement, or an attorney with a contingency fee, allocating part to a structured settlement can protect your recovery and possibly put you in a…