by John Darer ® CLU ChFC MSSC CeFT RSP CLTC
Nearly 50% of older Americans depend on Social Security for at least 50%-89.9% of their income, according to Retirement Income Journal which cites the April 29, 2014 AARP and the U.S.Census Bureau and draws from a statistical sample of over 42,000. Moreover, 23.6% rely on Social Security for 90-99.9% of their income and 14.3% rely on Social Security for 100% of their income.
Fear of Running Out is Greatest Fear | “FORO”
A decade ago a MetLife Employee benefits study found that 48% of employees rank “outliving their savings” or Fear of Running Out (FORO) as their greatest retirement fear. A January 30,2008 -February 2,2008 Gallup poll revealed that such concerns are not limited to “older people”. The Gallup poll also revealed that over 40% of 18-29 year olds and 53% of 30-64 year olds having these concerns.
Why Structured Settlements? Because Certain Sells®
Structured settlements provide safety, security and contractual guarantees that are attractive as stable income solutions for people of all ages. Most people would like a “job” they can never be “fired” from, and income they can count on.
For more information on structured settlements for seniors and retirees, please click here
Other options exist for those seeking stable income solutions who do not qualify for structured settlements
Give me a call to chat about them if you’d like. Toll-free 888-325-8640
Last updated December 24, 2025
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