Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
about
Category: Attorney Financial Planning
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In 2023, Prudential launched the Income Advantage, an index-linked structured settlement annuity, enhancing consumer options alongside Pacific Life and Independent Life. This product offers growth potential, downside protection, and tax benefits, particularly benefiting personal injury victims and attorneys. Supported by two favorable IRS Private Letter Rulings, it signifies market innovation.
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Structured attorney fees and other attorney fee deferral options keep the money rolling in for contingency fee lawyers. Structured attorney fee and attorney fee deferral options can be set up to pay to individual lawyers, to lawyers in a solo practice, to partners in a law firm, or the law firm itself.
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Now is the time to make good use of stuctured settlements and build enduring guaranteeed income streams. Rates in excess of 5% are possible depending on duration, company and type of payments. Call 888-325-8640 for structured settlement quotes.
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Acquired structured settlement payment rights are not snnuities or insurance products.While insurance insolvencies are rare, they do happen. Investors are exposed when they invest in such receivables. I doubt that many of them are aware of this exposure.
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Pacific Life and Prudential, Leading insurers that issue structured settlement annuities, have been named among the World’s Most Ethical Companies for 2023. For Pacific Life it is recognized for the 6th time, while for Prudential it is for the 9th time. Both have been in business since the 19th Century.
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It’s NOT necessary to establish a QSF in order to structure or defer attorney fees. Some settlement planners aggressively push QSFs and misrepresent QSFs as “the only way” for you to benefit from structured attorney fees, or other attorney fee deferral programs. Rubbish.
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Why would one or more of the highlighted sections 26 CFR § 1.468B(c) be selectively omitted in the context of how qualified settlement funds have been heavily promoted to trial lawyers by certain settlement planners?
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A video inaccurately claims that annuity-based attorney fee deferral programs must use offshore funds. The author clarifies that domestic structured settlement annuities can fund attorney fees without going offshore. Various reputable insurance companies offer options that cater to attorneys seeking to enhance their wealth through these deferral programs.
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IRC 130(c) is a definition of what a qualified assignment IS, in the context of what a qualified assignment DOES from a tax standpoint. IRC 130(c) and the other parts of IRC 130 are not mutually exclusive. Potentially huge tax consequences to attorneys deferring with factored structured settlements.