by John Darer CLU ChFC MSSC CeFT RSP CLTC
A video produced by another settlement planner that circulated on Facebook and other social media, claimed that annuity-based attorney fee deferral programs require the money to go offshore.
The other settlement planner’s claim is simply inaccurate.
No, you will not need to schuss down the daunting North Face of the Eiger-Nordwand in Switzerland, hop on Aer Lingus for a pint in Dublin Ireland, lollygag in Bridgetown Barbardos, or play a round of golf at the Mid Ocean Club or Port Royal courses in Bermuda,
The following insurance companies permit the purchase of their structured settlement annuities to fund structured attorney fees through domestic qualified assignment companies, facilitated by their appointed structured settlement consultants.
- American General Life Insurance Company (Q and NQ)
- Berkshire Hathaway Life Insurance Company of Nebraska (Q)
- Independent Life Insurance (Q) [offshore assignment required if not qualified assignment, IStructure index linked attorney structured settlement option desired)]
- Metropolitan Tower Life Insurance Company (Q and NQ)
- National Indemnity Company (Reinsurance Q and NQ cases)
- New York Life Insurance Company (Q)
- Pacific Life Insurance Company (Q)
- Pacific Life & Annuity Company (Q)
- The Prudential Insurance Company of America (Q)
- United of Omaha Life Insurance Company (Q)
- United States Life Insurance Company in the City of New York (Q and NQ)
- USAA Life Insurance Company (Q)
Q= attorney fees on cases involving personal physical injury, wrongful death, or workers comp)
NQ=attorney fees on case that do not involve physical injury, wrongful death, or workers comp, or fees on certain portions of qualified cases where the
When not satisfied with fixed interest rates, some attorneys having suitable risk tolerance, have been responsive to market-based attorney fee deferral programs to help build their wealth. There are domestic programs such as Jurisprudent Deferral Solutions, which is similar to deferred compensation programs you might see at Fortune 500 companies for key executives.
There are other established programs that do involve, or have involved Barbados, Switzerland or Ireland non qualified assignments.
For the in-between, there are index linked annuity payment adjustments available through Pacific Life and Prudential that are established by way of a qualified assignment, that afford some upside with downside protection.
Different horses for different courses.
For a discussion of your attorney fee deferral options please call 888-325-8640 visit 4structures.com on the web Structured Attorney Fees and Attorney Fee Deferral Experts | 4structures.com LLC
Last updated November 9, 2025
