Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Cash For Settlement Payments | Social Media Road Kill

by Structured Settlement Watchdog®

Fresh structured settlement social media road kill alert

There’s fresh structured settlement social media road kill and it’s called Cash for Settlement Payments (dot) com.

Check out this “road scrape”:

“Unlike an annuity, which allows for similar cash out options in lieu of a future fixed payment option, a structured settlement has its roots in the court, and the monies involved are typically representative of a cash settlement that is derived from a court case”.

Comments

A lay person reading the aforementioned cash for settlement baloney might deduce:

  1. A structured settlement is unlike an annuity.
  2. So a structured settlement is a plant and has roots?
  3. Those roots are able to thrive in a faceless, sunlight deficient concrete “garden” that traditionally has columns?
  4. And the “monies involved” in a structured settlement is a cash settlement?

Another ” dingleberry of wisdom” from Cash for Settlement Payments (dot)com in a feckless effort to describe the “best interest test”

“Again, this stems from the notion that the money that was awarded to a person in a structured settlement situation was done so in the wake of a litigious situation”

Comments

  1. A “structured settlement situation” is a scenario where a certain character from The Jersey Shore “rocks” a structured annuity on the Seaside Heights Boardwalk.  And what JG Wentworth offers is “CNowww”.
  2. Structured settlements are not awards. By definition a settlement is a compromise. Structured settlements are the result of a compromise and part of the consideration for the compromise.. Hence the term ” structured settlement”. If it were awarded by the court it might be called a “structured award” or “structured judgment”, right?
  3. Structured settlements are a tool that is used to resolve litigation. Litigious is an adjective that might be used to describe someone who likes to say “I’m gonna sue your ass”, and who has had  history of doing so.

Image: Funbull.com

Postscript:  Cash for Settlement Payments (dot) com is no longer on the structured settlement information highway.

 

 

 

 

 

 
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