Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Settlement Planning
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The article discusses the dangers of hidden credit entanglements that can harm individuals, particularly injury victims and settlement payees. Co-signing occurs informally through arrangements like shared phone plans and utility accounts, leading to significant credit damage. This vulnerability is exploited by predatory actors, creating a cycle of financial distress and manipulation.
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While the terms “guaranteed” and “certain” are often used synonymously by those holding an insurance license, including some settlement planners and structured settlement brokers and even lawyers, such use is inaccurate and can lead to misinterpretation and/or misunderstanding by Payees.
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John Darer, is a structured settlements expert who has written a number of blogs concerning structured settlement commutation riders. Here John Darer reviews a claim by Annuity.ORG, an organization that shills for CBC Settlement Funding of Conshohocken, PA, about commutation riders..
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A structured settlement is financial solution that addresses what most people in America worry about the most. Structured settlements should always be considered in the settlement planning mix. Let’s get this periodic payment party started! John Darer 4structures.com LLC 888-325-8640
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Pacific Life and Prudential, Leading insurers that issue structured settlement annuities, have been named among the World’s Most Ethical Companies for 2023. For Pacific Life it is recognized for the 6th time, while for Prudential it is for the 9th time. Both have been in business since the 19th Century.
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Personal injury victims often face pressure after settlements, feeling overwhelmed by financial demands from others. Collaborating with a Certified Financial Transitionist (CeFT) can help manage these challenges. CeFTs offer compassionate guidance during financial transitions, ensuring clients make informed decisions and avoid emotional pitfalls, ultimately leading to a more secure future.
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Today the A++(Superior) A.M. Best rated USAA Life insurance Company is a highly respected issuer of structured settlement annuities for a wide spectrum of claimants, particularly competive for long duration cash flows .
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In “The Wonderful World of Structured Settlements”, I see streams of green, lump sums too; tax-free payments for you, you and you; and I think to myself, what a wonderful world, ohhh yeah. “Streams of Green”, as in customized payment streams of money from a structured settlement,
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Naming a beneficiary with the structured settlement annuity issuer means that the proceeds will begin to flow directly to your beneficiaries without delays and costs associated with probating an estate. It’s the matter of completing a claim form and providing a copy of the death certificate.
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You do not need to name an annuity beneficiary in your will because all it will do is delay the payment of proceeds while the Estate of the decedent is probated. Naming a beneficiary with the annuity issuer results in much faster and less costly distributions following the death of the annuitant payee.