by John Darer® CLU ChFC MSSC CeFT RSP CLTC
Few have the mentality and intestinal fortitude to lose 10% or more of value in a few days or months
The stock market of early 2016 has already suffered multiple days of multiple three digit losses in January, before an up morning. Making money in the stock market takes risk tolerance and discipline.
Structured settlements are a haven in turbulent times
Structured settlements are a haven in turbulent times. People with structured settlements receive stable, secure guaranteed structured settlement payments that are backed by large well capitalized insurance companies.
Five of the life insurance companies currently writing structured settlement annuities have been in business over 120 years!
New York Life Insurance Company, Metropolitan Life Insurance Company, The Prudential Insurance Company of America, United States Life Insurance Company in the City of New York and Pacific Life Insurance Company have each been in business over 150 years, while American National Insurance Company (ANICO) which entered the structured settlement market in 2025 has been business 120 years, since 1905.
If you like stock market yo-yos, go a few rounds with a real yo-yo. Less costly
Have a thirst for more risk? Try ” Yo-Yo Ma”. If you want safety, stability and guaranteed income, get a structured settlement.
And if a shady structured settlement buyer in cahoots with a financial adviser, is trying to get you to sell your structured settlement payments for a fraction of their value to buy mutual funds or other investments, watch this video again.
Last updated October 11, 2025