Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Plaintiff Structured Settlements
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Common issues related to structured settlement quotes and funding which should be of interest to plaintiff attorneys, plaintiffs, insurance adjusters, defense attorneys and other interested parties or stakeholders in the structured settlement process across the United States
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Structured settlements are a haven in turbulent times. People with structured settlements receive stable, secure guaranteed structured settlement payments that are backed by large well capitalized insurance companies
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New York judges are approving Pacific Life and Annuity index-linked structured settlement payment adjustment riders for minors in an Infant Compromise, as part of a proposed settlement planning allocation to complement fixed rate structured settlements
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No such thing as a structured annuity settlement. A structured annuity, also known as a structured settlement annuity when used as a qualified funding asset, is one way to fund a structured settlement.
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Plaintiffs should have a settlement adviser as my colleagues suggest, but for reasons that my settlement planning colleagues have left out, namely to assist them with making financial decisions at a time of heightened transition stress.
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A structured settlement would have certainly made sense in 1988, when one can deduce the accident occurred and some point in the following years when the lawsuit was adjudicated. Interest rates were roaring at the time.
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4structures.com LLC has been voted One of The Best in CT for the 6th straight year by the Connecticut legal community
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While life changes sometimes bring valid reasons to sell structured settlement payments, Selling structured settlement payments is a decision that must be the result of sober thought, not a sales pitch. Arrive at your decision from a position of knowledge, well before entering into a contract to sell.
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Recognize the symptoms of “rate seduction”. When it comes to your life, It’s not the size of the rate, it’s how long it can perform. Structured settlement diversification is the answer.
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When is a discount rate a growth rate in a present value calculation? When a plaintiff has a personal injury lawsuit in the New York City counties of Bronx, Brooklyn, Staten Island, Queens, the suburbs of Westchester, Orange , Nassau,Suffolk, or any county in New York State having sustained future damages in excess of $250,000. A New York jury awards a quantum…