by John Darer CLU ChFC MSSC CeFT RSP CLTC
What are Structured Settlements and what do they do for people?
Structured Settlements provide sustainable income. Structured settlement payments can be customized to suit an indivdual’s or family’s needs, with considerable tax benefits.
- Sustainable income is income which is consistent and steady over time.
2. Sustainable income for personal injury victims provides a level of calm and clarity while things are in flux.
What does a structured settlement do for your child’s settlement?
Sustainable income helps establish an income foundation post high school and/or college graduation to give a child an option for independent living and a wider choice of career opportunities. Your child can explore career choices with greater long-term potential that may not pay as much on the apprenctice or training program level.
What does a structured settlement do if you’re thinking about starting a business?
Sustainable income means you can move forward with confidence, knowing you have money to pay your bills. You have a means to budget
Over Age 65 with medical expenses and want to age in place, but don’t want to do a charitable pooled special needs trust?
Top 10 Fears of Older Adults in 2025 | SeniorLiving.org published October 14, 2025
- Nearly 1 in 2 older adults’ biggest financial fear was not having enough money saved for retirement, and this rings more true for those between the ages of 55 and 64.
- 1 in 4 older adults fears they’ll never pay off their existing debt.
- Forty-five percent of people between 55 and 64 fear having high medical bills, while 39 percent of those over 65, including many on Medicare, have the same fear..
Sustainable income for injury victims or survivors, what does that mean to you? What does that look like? What do you see?
Last updated November 18, 2025