Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.
Constructive receipt can destroy a plaintiff’s ability to establish a structured settlement and cause problems for both parties if settlement documents are poorly drafted
For example, a signed general release with the words “receipt of which is hereby acknowledged” may represent a lethal papercut.
Surprisingly I see draft settlement documents and Orders which would kill the plaintiff’s structured settlement more often than I would like to see. Thankfully they are just drafts. Settling plaintiff’s counsel must be very careful to avoid the “Grim Reaper” for structured settlements.
Structured settlement expert John Darer explains “What is constructive receipt?” and how to avoid constructive receipt to take advantage of structured settlement benefits.
The intent of the parties must be carefully documented in the language of the release and must be acceptable to the annuity issuer and the qualified assignment company, or reinsurer where applicable
Leave a Reply