Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by John Darer®  CLU ChFC CSSC RSP CLTC

Holiday structured settlement watchdogMy Structure Gave To Me | The Benefits of Structured Settlements
(click on video below to read with soundtrack)
  • On the 1st day of Christmas my structure gave to me,  a lifetime of security
  • On the 2nd day of Christmas my structure gave to me, 2 lump sums and a lifetime of security
  • On the 3rd day of Christimas, my structure gave to me, 3 percent increases, 2 lump sums, and a lifetime of security
  • On the 4th day of Christimas, my structure gave to me,  4 years of college, 3 percent increases, 2 lump sums, and a lifetime of security
  • On the 5th day of Christmas, my structure gave to me, MY PEACE OF MIND, 4 years of college, 3 percent increases, 2 lump sums, and a lifetime of security
  • On the 6th Day of Christimas, my structure gave to me, 6 A+ 'comp-nys", MY PEACE OF MIND, 4 years of college, 3 percent increases, 2 lump sums, and a lifetime of security
  • On the 7th day of Christmas, my structure gave to me, all tax-free payments**, 6 A+ "comp-nys", MY PEACE OF MIND, 4 years of college, 3 percent increases, 2 lump sums, and a lifetime of security
  • On the 8th day of Christmas my structure gave to me, 8 structured sa-les,  all tax-free payments**, 6 A+ "comp-nys", MY PEACE OF MIND, 4 years of college, 3 percent increases, 2 lump sums, and a lifetime of security
  • On the 9th day of Christimas, my structure gave to me ,  "Nein" Oba-ma-care, 8 structured sa-les,  all tax-free payments**,  6 A+ "comp-nys", MY PEACE OF MIND, 4 years of college, 3 percent increases, 2 lump sums, and a lifetime of security
  • On the 10th day of Christmas, my structure gave to me, 10 years a-certain,  "Nein" Oba-ma-care, 8 structured sa-les,  all tax-free payments**, 6 A+ "comp-nys", MY PEACE OF MIND, 4 years of college, 3 percent increases, 2 lump sums, and a lifetime of security
  • On the 11th day of Christimas, my structure gave to me, 11 streams of payments!, 10 years a-certain,  "Nein" Oba-ma-care, 8 structured sa-les,  all tax-free payments, 6 A+"comp-nys", MY PEACE OF MIND, 4 years of college, 3 percent increases, 2 lump sums, and a lifetime of security
  • On the 12th day of Christmas, my structure gave to me, 12 calls from Wentworth, 11 streams of payments!, 10 years a-certain,  "Nein" Oba-ma-care, 8 structured sa-les,  all tax-free payments**, 6 A+ "comp-nys", MY PEACE OF MIND, 4 years of college, 3 percent increases, 2 lump sums, and a lifetime of security

** for payment of damages excludable from gross income pursuant to IRC 104(a)(1) and IRC104(a)(2)

 

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