Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by John Darer CLU  ChFC MSSC CeFT RSP CLTC

 

The financial strength rating of New York Life Insurance Company has been upgraded to Aaa  by Moody’s Investors Service—the New york life structured settlements moodys Aaa highest rating Moodys assigns. 

 

New York Life’s principal subsidiary and the assignment company used for qualified assignments on structured settlements , New York Life Insurance and Annuity Corporation was also upgraded to Aaa.   

 

Of the many fine structured settlement annuity issuers, New York Life Insurance Company is the only company offering structured settlement annuities in the Structured Settlement Industry to secure a Aaa rating by Moody’s. According to its press release, the Moody’s upgrade also validates New York Life Insurance Company's mutual form of ownership – which it says means an absolute committed to providing security and peace of mine for its Structured Settlement clients.  New York Life sees mutuality as a key differentiator in its business.

 

Financial Strength Ratings from Four Rating Agencies | New York Life

 

Structured settlements offer a multiple types of customizable streams of payments providing guaranteed income which is free of volatility. Properly structured settlements also provide tax-free income payments to the recipient.

 

New York Life Insurance Company Structured Annuities (4structures.com)

 

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