Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Houston Structured Settlements
Houston Structured Settlements is a collection of blogs, articles, and commentary on structured settlements by structured settlement expert and settlement planner John Darer CLU ChFC MSSC CeFT RSP CLTC that may be of interests to lawyers in Houston, Harris County TX, the cities of Pasadena, Baytown, La Porte, Deer Park, residents in Harris County involved in lawsuits for personal injury, wrongful death, or medical malpractice, oil industry or construction accidents, who are seeking stuctured settlement or settlement planning advice and information.
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Structured settlements provide tax-free income for personal injuries, backed by reputable insurance companies, ensuring minimal investment risk. They offer automatic asset protection, safeguard against outliving income through lifetime payments, and incur no broker or advisory fees. This financial option emphasizes security and low risk for beneficiaries.
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Corebridge Financial and Equitable Holdings are merging in a $22 billion all-stock deal, creating a new company named Equitable, trading on the NYSE as EQH. Corebridge shareholders will own 51%, while Equitable shareholders will hold 49%. The merger aims to enhance service for over 12 million customers and diversify offerings.
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Fitch Ratings has affirmed Corebridge Financial’s ratings at an A+, with a Stable outlook. Corebridge provides structured settlement annuities for both qualified and non-qualified structured settlements through its subsidiaries American General and United States Life Insurance Company in the City of New York.
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Carron Nicks’ structured settlement sophistry for NOLO fails to differentiate between a settlement and an award.and uses an improbable example in which the exemplar structured settlement simply parcels out principal over 10 years with no interest. Nicks fails on both counts..
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Despite express communications from Independent Life Insurance company to contrary for more than 4 years, some settlement planners are mispresenting the nature of Independent Life’s ratings and its reinsurance in side by side comparsions and omitting others. The question is why?
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Your “dating habits” can get you into trouble when establishing structured attorney fee programs, attorney fee deferred compensation,and structured settlements for taxable damages..Avoid January 1 payment dates and resulting funds being deposited into your account, arriving before January 1,..
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Weiss Ratings (formerly Weiss Research) | First Insurance Rating Organization to issue Independent Financial Strength Ratings for Life and Health Insurance Companies
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A structured settlement is not a judgment, but this fundamental fact seems to befuddle structured settlement factoring companies and/or their marketing teams..It’s all rather silly.
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Structured attorney fees and other attorney fee deferral options keep the money rolling in for contingency fee lawyers. Structured attorney fee and attorney fee deferral options can be set up to pay to individual lawyers, to lawyers in a solo practice, to partners in a law firm, or the law firm itself.
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It is well settled that factored structured settlement payment rights are not annuities. Factored Structured Settlement Receivables are an unregulated non-insurance product sold by legitimate companies as “”Structured Settlement Annuities” and “Secondary Market Annuities”. It’s just reckless at this point.