Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Houston Structured Settlements
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It is highly unlikely that a judge would approve the sale of minor’s structured settlement payment rights for pennies on the dollar to make a discretionary purchase such as an ATV for a minor. Selling a structured settlement to pay for an ATV for a minor also makes no financial sense
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The USDOJ Memorandum states that any broker being considered for selection should be required to verify at the time of selection that he or she meets the minimum qualifications set forth in 28 C.F.R. § 50.24(a).
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Structured settlement buyers seeking to use Dupage County Illinois as a forum shopping venue to skirt scrutiny of structured settlement factoring transactions or hide highly discounted deals in venues devoid of easy search of court records, may as well pick up their sticks because the word is out.
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The fact that “settlement planners” are using the term “structured settlement planning”, separate and distinct from “settlement planning” is recognition of the specialized knowledge and skill in planning with structured settlements. A structured settlement is a core settlement planning tool. FACT.
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John Darer discusses the history of Independent Life and Accident Insurance Company, founded in 1920 and merged with American General in 1997. He advises policyholders or beneficiaries from Independent Life to contact American General for assistance, while highlighting the need for patience due to potential knowledge gaps among representatives regarding the merger.
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Patrick Daniel, a Houston personal injury lawyer, member of the LA and TX bars, advised his client to accept a structured settlement one day, while on another day, directly or indirectly enters into a contract with client to buy their structured settlement payment rights at a grotesque discount
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Court scraping is the scourge of the structured settlement secondary market. Once you file a petition to sell structured settlement payments for a lump sum of cash, expect tons of calls from cash now pushers. Some believe it’s good for consumers because it drives prices down.