Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Houston Structured Settlements
Houston Structured Settlements is a collection of blogs, articles, and commentary on structured settlements by structured settlement expert and settlement planner John Darer CLU ChFC MSSC CeFT RSP CLTC that may be of interests to lawyers in Houston, Harris County TX, the cities of Pasadena, Baytown, La Porte, Deer Park, residents in Harris County involved in lawsuits for personal injury, wrongful death, or medical malpractice, oil industry or construction accidents, who are seeking stuctured settlement or settlement planning advice and information.
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Strategic Capital, a Canadian structured settlement factoring company, has become a Sustaining Partner of the Texas Trial Lawyers Association by contributing $27,000 to $36,000. Critics question the implications of “working alongside” lawyers in managing settlements and highlight the lack of regulation in this industry, suggesting that clients should explore options thoroughly before proceeding.
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Independent Life Insurance Company highlights its value proposition to attorneys, insurers, plaintiffs and the like in anew brochure. Independent, a structured settlement only company offers solutions for both qualfied and non qualified structured settlements.
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It is highly unlikely that a judge would approve the sale of minor’s structured settlement payment rights for pennies on the dollar to make a discretionary purchase such as an ATV for a minor. Selling a structured settlement to pay for an ATV for a minor also makes no financial sense
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The USDOJ Memorandum states that any broker being considered for selection should be required to verify at the time of selection that he or she meets the minimum qualifications set forth in 28 C.F.R. § 50.24(a).
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Structured settlement buyers seeking to use Dupage County Illinois as a forum shopping venue to skirt scrutiny of structured settlement factoring transactions or hide highly discounted deals in venues devoid of easy search of court records, may as well pick up their sticks because the word is out.
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Fact: The best that any structured settlement factoring company can do is pay pennies on the dollar for your pay cut. That’s hardly a home run.
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The fact that “settlement planners” are using the term “structured settlement planning”, separate and distinct from “settlement planning” is recognition of the specialized knowledge and skill in planning with structured settlements. A structured settlement is a core settlement planning tool. FACT.
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John Darer discusses the history of Independent Life and Accident Insurance Company, founded in 1920 and merged with American General in 1997. He advises policyholders or beneficiaries from Independent Life to contact American General for assistance, while highlighting the need for patience due to potential knowledge gaps among representatives regarding the merger.
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Patrick Daniel, a Houston personal injury lawyer, member of the LA and TX bars, advised his client to accept a structured settlement one day, while on another day, directly or indirectly enters into a contract with client to buy their structured settlement payment rights at a grotesque discount