Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by John Darer® CLU ChFC MSSC CeFT® RSP CLTC

Low 10 year bond rates are increasing the amount of pain (and suffering) for plaintiffs 

If that sounds a bit strange, consider that it has been more than half a decade since the 10 year bond has been less than the statutory growth rate for pain and suffering  under New York CPLR Article 50B.  As things stand, this means that every dollar of pain and suffering is worth more in present value in a structured judgment, than the jury verdict.

Do you have a New York CPLR Article 50B expert on your team at meditations, someone who talks the talk and walks the walk?

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