Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- 🌿 THE PLANTIFF HEDGE — Q2 2026
- Bad Faith Structured Settlements
- Most Trustworthy Structured Settlement Annuity Companies 2026 by Newsweek/Statista
- The Counsel-Managed QSF: A Structure That Cannot Stand Up Under Banks Doctrine
- Unparalleled Access to NSSTA Members is Unparalleled Baloney from Mailing List Broker
about
Category: New York CPLR Article 50A or Article 50B Structured Judgment
-
Gerald Oginski’s statement is misleading and inaccurate. Structured settlements are not funded over time. The defendant or insurer, funds the cost of the future payments up front.. New York State General Obligations Law §5-1702 includes mandatory disclosures.
-
In 2026, several life insurance companies provide structured settlement annuities for personal injury and related claims in New York City and surrounding counties. Key issuers include Metropolitan Life, New York Life, and Prudential. Only three companies offer annuities for structured judgments under specific legal articles due to strict provisions.
-
The rated age action announced by AIG Structured Settlements is a responsible decision for a company that is in business to insure long term obligations. It reflects very positively on AIG’s quality control. In its notice AIG reaffirmed its commitment to the structured settlement industry.
-
Increasing yields on the 10 year United States Treasuries narrow the negative interest rate spread that has served as a growth rate when calculating the present value of damages under NY CPLR Article 50-B for almost a decade.
-
Should you bring a structured settlement expert to a mediation? While a few attorneys may think that the presence of such a consultant weakens the negotiating position, here are 11 ways that a structured settlement expert can help attorneys or adjusters at a mediation or settlement conference.
-
The low interest rate environment continues to favor New York plaintiffs with strong liability cases due to the 30 year old statutory growth rates juxtaposed against today’s low interest rates.
-
Present value is important for plaintiffs, defendants & insurers of defendants litigating personal injury cases in jurisdictions throughout New York State. Present value is an important factor in valuing a case for settlement after a jury or judge has delivered a verdict, or projecting potential outcomes
-
Can the Affordable Care Act help reduce future medical damages in jury awards in New York? The discussion about introducing the Affordable Care Act as a collateral source continues to spark debate.
-
As things stand today, every dollar of pain and suffering is worth more in present value in a structured judgment than the jury verdict.
-
Having an expert who understands New York structured judgments can be invaluable to New York based attorneys and their clients at New York City mediations and mediations in Long Island, Westchester, Brooklyn, Syracuse, Binghamton and other parts of New York state.